Liability Coverage Structure Self Insured Retention ($3M) July 1, 2017 to July 1, 2018 Premium $2,105,892 (Includes Taxes & Fees) 4th Layer ($35M x $65M) Aggregate Limit $35M Apollo (Lloyd’s) – 12.5% StarStone – 12.5% Steadfast (Zurich NA) – 10% XL Caitlin (Direct Procurement) – 40% Argo Re (Direct Procurement) – 25% $100M 3rd Layer ($25M x $40M) Aggregate Limit $25M AWAC Bermuda - 100% Direct Procurement $65M 2nd Layer ($30M x $10M) Aggregate Limit $30M Steadfast (Zurich NA) – 25% Ironshore (Lloyd's) – 25% Aspen (Lloyds) - 22% Aegis (Lloyd's) – 18% Apollo (Lloyd's) – 10% $40M 1st Layer ($7M x $3M) Aggregate Limit $7M Queen’s Island – Direct Procurement $10M $3M Self Insured Retention ($3M) VTA Not to Scale

Property / Inland Marine Coverage Structure July 1, 2017 to July 1, 2018 Premium by Coverage (at inception) Terrorism: included Premium: $715,771 excluding Flood Railroad Rolling Stock - Light Rail Vehicles “All Risk” Property - Buildings, Contents, Boiler & Machinery Total Insurable Values (at Inception) Buildings/Contents: $289,195,501 LRVs: $396,000,000 Trolleys: $2,000,000 Buses: $247,505,000 Trucks: $2,026,881 Express Lane Signs: $1,306,028 Mobile Equipment : $1,359,969 LRV Spare Parts: $16,239,977 Bus Spare Parts: $9,090,226 Way, Power & Signals: $2,597,226 ASSETS TIV: $967,320,808 $100M Aggregate Limit Inland Marine - Bus Fleet, Trucks, Signs & Spare Parts $80Mil Blanket Limit, Per Occurrence Business Income (Loss of Farebox Revenue) Extra Expense $50M Aggregate Limit $10M Limit 72 hour deductible $900,000 Limit 120 Hour Deductible Business Income (Loss of Farebox Revenue) $2,460,000 Limit 120 Hour Deductible Builders Risk $15Mil Wood Frame $25Mil All Other Travelers Property Casualty Travelers Property Casualty Deductibles: Hybrid Bus: $150k Standard Bus: $100k Articulated Bus: $100k All Other: $25k Flood $500k Limit Wright National Flood Ins Co Travelers Property Casualty Deductibles: LRV: $250k Each Loss Trolleys: $100k/ All Other $25k Deductible: $100k Deductibles: $1,250-5,000

Premises Pollution, Cyber, Storage Tank Liability & Crime CoverageS July 1, 2017 to July 1, 2018 Premises Pollution Liability Cyber Liability $5M Aggregate Limit Storage Tank Liability Crime (VTA) $2M Aggregate Limit Security & Privacy Liability Event Support Expenses (Notification Costs) Multimedia &Intellectual Property Liability Network Interruption & Recovery PCI Compliance Costs Network Extortion $1M Per Storage Tank $2Mil Aggregate Limit for all Tank incidents Per Storage Tank Incident (Claims and Remediation Costs) and Legal Defense Expenses for all Storage Tank Incidents $1M Limit Discovery Form Pollution Conditions or Indoor Environmental Conditions Transportation & Non-Owned Disposal Site Coverage Employee Theft Forgery or Alteration Inside / Outside Premises Computer Fraud Funds Transfer Fraud Money Orders / Counterfeit Money Illinois Union Insurance Company Ascent Underwriters Lloyds of London Deductible: $100k Ace American Insurance Company National Union Fire Insurance Company Deductible: $25k Deductible: $10k Deductible: $10,000

July 1, 2017 to July 1, 2018 Blanket Railroad Protective Liability & Public Officials / Employment Practices CoverageS July 1, 2017 to July 1, 2018 Blanket Railroad Protective Liability Public Officials Employment Practices Liability Limits: $2M/$6M $5M/10M Property Coverage Third Party Liability $2M Aggregate Limit Aspen Insurance Ironshore Insurance Deductible: $0 Deductible: $2.5M