We - J&H They - M&A We begin with a blank sheet of paper set out like the example to the left.

We - J&H They - M&A On the first hand J&H bid 2 hearts and made 10 tricks – so the score appears as 60 below for the 2 hearts contract bid and made and 60 above for the over-tricks 60 60

We - J&H They - M&A On the second hand M&A bid 4 spades, J&H doubled them and they only made 8 tricks. 2 down. J&H score 100 for the first under trick and 200 for the second – making 300 above the line. 300 60 60

We - J&H They - M&A On the third hand M&A bid 3 no trumps and made 10 tricks. 1 over. So they score 100 below the line and gives them a game, and 30 above the line for the over-trick. 300 60 30 60 100

We - J&H They - M&A On the third hand M&A bid 3 no trumps and made 10 tricks. 1 over. So they score 100 below the line and gives them a game, and 30 above the line for the over-trick. Now we draw a new line 300 60 30 60 100

We - J&H They - M&A On the fourth hand M&A bid and make 3 spades. This gives them 90 below the (new) line. 300 60 30 60 100 90

We - J&H They - M&A On the fifth hand M&A bid 2 diamonds and make only 6 tricks. 2 down and as they are now vulnerable (having won a game) J&H score, above the line, 100 for each under-trick 200 300 60 30 60 100 90

We - J&H They - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 200 300 60 30 60 100 360 90

We - J&H They - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV) 100 200 300 60 30 60 100 360 90

We - J&H They - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV) 50 for making the doubled contract (“for the insult”) 50 100 200 300 60 30 60 100 360 90

We - J&H They - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV) 50 for making the doubled contract (“for the insult”) and 500 for bidding and making a small slam. 500 50 100 200 300 60 30 60 100 360 90

We - J&H They - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV) 50 for making the doubled contract (“for the insult”) and 500 for bidding and making a small slam. And we draw a new line. 500 50 100 200 300 60 30 60 100 360 90

We - J&H They - M&A On the seventh hand M&A bid 1 no trump and make 8 tricks. So they score 40 below the line for their contract (1st trick at no trump) and 30 above for the over-trick. 500 50 100 200 300 30 60 30 60 100 360 90 40

We - J&H They - M&A On the eighth hand J&H bid 3 clubs and make exactly 9 tricks for 60 below the line. 500 50 100 200 300 30 60 30 60 100 360 90 60 40

We - J&H They - M&A On the ninth hand M&A bid 3 hearts. They make exactly nine tricks which gives them 90 below the line. Adding this to the 40 already there gives them 130 and therefore game and rubber 500 50 100 200 300 30 60 30 60 100 360 90 60 40 90

We - J&H They - M&A On the ninth hand M&A bid 3 hearts. They make exactly nine tricks which gives them 90 below the line. Adding this to the 40 already there gives them 130 and therefore game and rubber. Above the line M&A score 500 for winning the rubber by two games to one. 500 50 100 200 500 300 30 60 30 60 100 360 90 60 40 90

We - J&H They - M&A We add up all the points for each pair and we find that M&A have 880 500 50 100 200 500 300 30 60 30 60 100 360 90 60 40 90 880

We - J&H They - M&A We add up all the points for each pair and we find that M&A have 880, while J&H have 1690. 500 50 100 200 500 300 30 60 30 60 100 360 90 60 40 90 1690 880

We - J&H They - M&A We add up all the points for each pair and we find that M&A have 880, while J&H have 1690. M&A win the rubber but J&H win overall. 500 50 100 200 500 300 30 60 30 60 100 360 90 60 40 90 1690 880