Finnish insurance in 2010

Breakdown of gross premiums written by Finnish insurers in

Claims paid by Finnish insurers in

Number of insurers operating in Finland in

Non-life insurance ratios

Non-life insurers' solvency capital in * Solvency ratio = solvency capital / premiums earned *131% *137% *132% *145% *190% *134% *130% *126% *144% *149%

Breakdown of non-life business in 2010 Total €3,559 million 22.1% 20.0% 17.7% 15.0% 9.2% 4.9% 3.1% 1.8% 1.7% 1.5% 1,1%

Non-life insurers' market shares in 2010 Gross direct premiums written in Finland total €3,418 million 28.3% 24.8% 18.9% 9.7% 9.5% 2.5% 2.3% 1.9% 1.0% 1.1%

Life insurance premiums written in 2001 – 2010

Life insurance assets 2001 – 2010

Breakdown of life business in 2010 Total €4,787 million 34.4% 21.1% 19.0% 14.3% 8.3% 0.8% 2.2%

Life insurers' market shares in 2010

Pension insurers' solvency capital in *20% *28% *31% *30% *28% *21% *16% *23% *15% *22% * Ratio of solvency capital to technical provisions used for solvency calculation

Finnish insurers' investments in at current values