1 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium.

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1 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee Guaranteed Death Benefit flexibility up to age 120. Death benefit guarantee subject to timely payment of planned premiums

2 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee Guaranteed Death Benefit Assure clients who have negative personal experience of under performing UL or VUL. Guaranteed death benefit of whole life at lower cost and flexibility of UL. –Clients pursuing whole life can buy Custom Guarantee instead. –Buy more death benefit for same premium Death benefit guarantee subject to timely payment of planned premiums

3 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee A competitive guaranteed product –Annual Pay –Short/Single Pay Super Preferred rate class A product with marketable features!

4 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee Features Guaranteed death benefit up to age 120 Issue ages 15 days to 85 (age nearest) on all rate classes$25,000 minimum DB on all rate classes Available for conversion Guaranteed Exchange Privilege

5 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee Commissions Competitive Commissions 2 Year rolling Target allows up to 2 years to meet target premium.

6 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee Top Markets Permanent Protection 1035 exchanges Legacy Building

7 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee Permanent Protection Who’s buying? Age Annual Pays Why sell Custom Guarantee? Broad Super-Preferred class Super competitive premium

8 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee 1035 Exchanges Who’s buying? Ages Asset transfer with/without premium Why sell Custom Guarantee? Death Benefits down to $25,000 (with top class available) Improve client’s position –Death Benefit, Premium, Guarantees, or ALL THREE!

9 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Custom Guarantee Legacy Building Who’s buying? Age Single-premium asset transfer Why sell Custom Guarantee? Great single-pay performance age 60+ Larger DB for client and agent Competitive Standard rate class

10 FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES. Click here to End Presentation The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states. Sales Support For Help With:  Product Specifications  Product Selection  Sales Concepts  Web Site  Software Call: , ext.10411