Credit Union Payroll Deduction Savings Scheme Save, Borrow … Plan for tomorrow Payroll Deduction Savings Scheme Join a Credit Union payroll deduction scheme. It’s the smart way to manage your money. What is a Credit Union? A responsible alternative source of savings and loans. 1.5 million people are Credit Union members in the UK Authorised and regulated in a similar way to banks and building societies. Your savings are protected by the Financial Services Compensation Scheme up to £75,000 per individual. For more information check out the website www.fscs.org.uk With a small amount automatically deducted from your salary every payday, you’ll soon have a handy sum tucked away in your personal Credit Union account. Benefits of joining a payroll deduction scheme? Credit Unions offer ethical and secure investments. You can save as little or as much as you want on a regular basis. You can change the amount you save at any time. If you need to borrow money, Credit Unions offer flexible affordable loans. Just like banks and building societies your savings with the Credit Union are fully protected by law, are easy to access and give you opportunity to apply for low cost, affordable loans. it all adds up to a simple, common sense way to look after your money. So simple, its genius. If you have any queries or would like to join, please check out the website www.findyourcreditunion.co.uk Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Undeb Credyd Cynllun Cynilo drwy’r Gyflogres Cynilo, Benthyca … Cynllunio ar gyfer y dyfodol Cynllun Cynilo drwy’r Gyflogres Ymunwch â chynllun didyniad cyflog yr Undebau Credyd. Dyma ffordd gall o reoli eich arian. Beth yw Undeb Credyd? Ffynhonnell amgen cyfrifol o gynlluniau cynilo a benthyciadau. Mae 1.5 miliwn o bobl yn aelodau o Undeb Credyd yn y DU Caiff ei awdurdodi a’i reoleiddio mewn ffordd debyg i fanciau a chymdeithasau tai. Caiff eich cynilion eu gwarchod gan Gynllun Digolledu Gwasanaethau Ariannol hyd at £75,000 fesul unigolyn. I gael rhagor o wybodaeth, ewch i’r wefan www.fscs.org.uk Bydd swm bach yn cael ei dynnu o’ch cyflog yn awtomatig ar y diwrnod y cewch eich talu, sy’n golygu y byddwch wedi cynilo swm da o arian yn fuan yn eich cyfrif personol gyda Undeb Credyd. Manteision ymuno â chynllun didyniad cyflog? Mae Undebau Credyd yn cynnig buddsoddiadau moesegol a diogel. Gallwch gynilo cymaint neu gyn lleied ag y dymunwch, a hynny’n rheolaidd. Gallwch newid y swm rydych yn ei gynilo unrhyw bryd. Os byddwch angen benthyca arian, mae Undebau Credyd yn cynnig benthyciadau fforddiadwy a hyblyg. Yn yr un modd â’r banciau a chymdeithasau tai, caiff eich cynilion gyda’r Undeb Credyd eu gwarchod yn llawn gan y gyfraith. Mae hefyd yn hawdd cael gafael ar eich cynilion a chewch gyfle i wneud cais am fenthyciadau rhad a fforddiadwy. Mae’n ffordd syml a synhwyrol o ofalu am eich arian. Mor hawdd, mae’n gampus! Os oes gennych unrhyw gwestiynau neu os hoffech ymuno, ewch i’r wefan www.findyourcreditunion.co.uk Wedi’i awdurdodi gan Awdurdod Rheoleiddio Prudential a’i reoleiddio gan yr Awdurdod Ymddygiad Ariannol ac Awdurdod Rheoleiddio Prudential