Creating a Paper Trail for your Heirs

This program is provided through a grant from the Financial Industry Regulatory Authority (FINRA) Investor Education Foundation and the American Library Association (ALA). The grant is distributed as part of the smartinvesting@your library® initiative, an ALA program. This project is in its sixth year of educational partnership with libraries across Colorado and the country. Marsha Yelick CFA (retired) Financial Programs Consultant myelick@estesvalleylibrary.org 970-586-8116 EXT 831 Thank You FINRA

Basic Financial Series: Basic Financial Classes Basic Financial Series: Everything you need to know to manage your own money and sleep well at night! Goal Setting & Financial Planning Key Investment Concepts Retirement Saving Vehicles Common Investment Types Managing Money During Retirement Classes Available

Expert Guest Speakers/Resources Welcome!

An all too-common scene! HELP Needed

Put your financial house in order… …for those who care about you. …for those who may need to help you. …for those who may inherit from you. …so you don’t need to discuss ahead of time. …so your wishes can be made known. …so NO asset will be overlooked. …so valuable items will not be discarded …so obligations will be resolved. …so you can sleep at night. …so those you care about will not be stressed. For others For you Why? For your stuff For happiness

Paper? Really?? Why a Notebook? A starting point for you Easily organizes VARIOUS documents Can be digitized to meet needs (later) Does not require computer savvy Does not require special software Is portable by others (who may live elsewhere) Can be shared and viewed by many Also, a great emergency evacuation tool Why a Notebook?

Someone needs to know… What do I do now? The Situation

A sequential list of the notebook’s organizational structure which is arranged in time- sequence of “to-do” importance, addressing the essential elements of your financial situation. TABLE OF CONTENTS

FIRST THINGS FIRST

CONTACT INFO

PASSWORDS

LOCATION

ITEMS OF VALUE

FINANCIAL ASSETS

BILL SCHEDULE

Safe Deposit Box

OBITUARY???

Circle of Friends

LAST WISHES

Last Wish

Prepare for the future; then live happy. Thanks for attending! Prepare for the future; then live happy.