Working with Independent Educational Consultants including Test Prep Providers

Determining needs What do you think you need help with?

Determining needs What do you think you need help with? Creating a college list

Determining needs What do you think you need help with? Creating a college list Writing essays

Determining needs What do you think you need help with? Creating a college list Writing essays Preparing for the ACT or SAT

Determining needs What do you think you need help with? Creating a college list Writing essays Preparing for the ACT or SAT Assembling a portfolio

Determining needs What do you think you need help with? Creating a college list Writing essays Preparing for the ACT or SAT Assembling a portfolio Getting recruited for sports

Determining needs What do you think you need help with? Creating a college list Writing essays Preparing for the ACT or SAT Assembling a portfolio Getting recruited for sports Preparing for an audition

Determining needs What do you think you need help with? Creating a college list Writing essays Preparing for the ACT or SAT Assembling a portfolio Getting recruited for sports Preparing for an audition Considering a GAP year The need can come from any part of the application process.

Identifying resources What help is already available?

Identifying resources What help is already available? TA

Identifying resources What help is already available? TA Fatima Posada-Bellaz

Identifying resources What help is already available? TA Fatima Posada-Bellaz Other Staff

Identifying resources What help is already available? TA Fatima Posada-Bellaz Other Staff Online—Naviance and beyond

Identifying resources What help is already available? TA Fatima Posada-Bellaz Other Staff Online—Naviance and beyond Books

Identifying resources What help is already available? TA Fatima Posada-Bellaz Other Staff Online—Naviance and beyond Books All you need is here at H-B Woodlawn.*

Selecting an outside advisor/test prepper What factors should you consider?

Selecting an outside advisor/test prepper What factors should you consider? Experience

Selecting an outside advisor/test prepper What factors should you consider? Experience Outcomes

Selecting an outside advisor/test prepper What factors should you consider? Experience Outcomes Education

Selecting an outside advisor/test prepper What factors should you consider? Experience Outcomes Education Visits

Selecting an outside advisor/test prepper What factors should you consider? Experience Outcomes Education Visits Reference

Selecting an outside advisor/test prepper What factors should you consider? Experience Outcomes Education Visits Reference Coordination

Selecting an outside advisor/test prepper What factors should you consider? Experience Outcomes Education Visits Reference Coordination Cost

Selecting an outside advisor/test prepper What factors should you consider? Experience Outcomes Education Visits Reference Coordination Cost Do your homework to find a fit.

Financial Aid, an overview

Financial Aid, an overview

Financial Aid, an overview How is financial aid determined?

Financial Aid, an overview How is financial aid determined? Need-based: COA minus EFC = Need

Financial Aid, an overview How is financial aid determined? Need-based: COA minus EFC = Need Cost Of Attendance minus Expected Family Contribution = Need

Financial Aid, an overview How is financial aid determined? Need-based: COA minus EFC = Need Cost Of Attendance minus Expected Family Contribution = Need Non-need-based: Needs of college and requirements of scholarships

Financial Aid, an overview How do colleges meet need?

Financial Aid, an overview How do colleges meet need? Grants (scholarships)

Financial Aid, an overview How do colleges meet need? Grants (scholarships) work-study

Financial Aid, an overview How do colleges meet need? Grants (scholarships) work-study loans

Financial Aid, an overview What are the steps in applying for need and non-need based?

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid)

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) = EFC

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) = EFC Income, assets, parent’s age, # kids in college X formula

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) = EFC Income, assets, parent’s age, # kids in college X formula No: primary residence, retirement funds, life insurance, pensions

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) = EFC Income, assets, parent’s age, # kids in college X formula No: primary residence, retirement funds, life insurance, pensions Yes: trusts, mutual funds, educ savings accounts

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) = EFC Income, assets, parent’s age, # kids in college X formula No: primary residence, retirement funds, life insurance, pensions Yes: trusts, mutual funds, educ savings accounts Maybe submit the CSS Profile (College Scholarship Search Profile)

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) = EFC Income, assets, parent’s age, # kids in college X formula No: primary residence, retirement funds, life insurance, pensions Yes: trusts, mutual funds, educ savings accounts Maybe submit the CSS Profile (College Scholarship Search Profile) FAFSA plus more assets—value of home, retirement accounts, etc.

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) Income, assets, parent’s age, # kids in college X formula No: primary residence, retirement funds, life insurance, pensions Yes: trusts, mutual funds, educ savings accounts Maybe submit the CSS Profile (College Scholarship Search Profile) FAFSA plus more assets—value of home, retirement accounts, etc. And maybe submit Institutional applications

Financial Aid, an overview What are the steps in applying for need and non-need based? Apply to the college Submit the FAFSA (Free Application for Federal Student Aid) = EFC Income, assets, parent’s age, # kids in college X formula No: primary residence, retirement funds, life insurance, pensions Yes: trusts, mutual funds, educ savings accounts Maybe submit the CSS Profile (College Scholarship Search Profile) FAFSA plus more assets—value of home, retirement accounts, etc. And maybe submit Institutional applications Verification?

Financial Aid, an overview What resources estimate EFC?

Financial Aid, an overview What resources estimate EFC? Or how can I plan for what colleges will expect us to pay?

Financial Aid, an overview What resources estimate EFC? Or how can I plan for what colleges will expect us to pay? FAFSA4caster—federal tool to estimate the EFC

Financial Aid, an overview What resources estimate EFC? Or how can I plan for what colleges will expect us to pay? FAFSA4caster—federal tool to estimate the EFC NPC Net Price Calculator

Financial Aid, an overview What resources estimate EFC? Or how can I plan for what colleges will expect us to pay? FAFSA4caster—federal tool to estimate the EFC NPC Net Price Calculator Talk to financial aid offices about their experience with the NPC.

Financial Aid, an overview What resources estimate EFC? Or how can I plan for what colleges will expect us to pay? FAFSA4caster—federal tool to estimate the EFC NPC Net Price Calculator Talk to financial aid offices about their experience with the NPC. FinAid—has federal and institutional methodology calculators

Financial Aid, an overview What can be done with the Financial Aid Package?

Financial Aid, an overview What can be done with the Financial Aid Package? Accept

Financial Aid, an overview What can be done with the Financial Aid Package? Accept Modify

Financial Aid, an overview What can be done with the Financial Aid Package? Accept Modify Appeal

Financial Aid, an overview What can be done with the Financial Aid Package? Accept Modify Appeal Reject

SAMPLE FINANCIAL LETTER Gift Aid SUMMER FALL SPRING TOTAL Merit Scholarship $6,500 $6,500 $13,000 XX Grant $2,500 $2,500 $5,000 Federal Pell Grant $2,698 $2,697 $5,395 State Need Grant $1,000 $1,000 $2,000 Endowed XX Scholarship $1,000 $1,000 $2,000 Total Gift Aid $27,395  

SAMPLE FINANCIAL LETTER Gift Aid SUMMER FALL SPRING TOTAL Merit Scholarship $6,500 $6,500 $13,000 XX Grant $2,500 $2,500 $5,000 Federal Pell Grant $2,698 $2,697 $5,395 State Need Grant $1,000 $1,000 $2,000 Endowed XX Scholarship $1,000 $1,000 $2,000 Total Gift Aid $27,395 Loans Direct Subsidized Loan $1,750 $1,750 $3,500 Direct Unsubsidized Loan $1,000 $1,000 $2,000 Direct Parent PLUS Loan $5,000 $5,000 $10,000 Total Loans $15,500  

SAMPLE FINANCIAL LETTER Gift Aid SUMMER FALL SPRING TOTAL Merit Scholarship $6,500 $6,500 $13,000 XX Grant $2,500 $2,500 $5,000 Federal Pell Grant $2,698 $2,697 $5,395 State Need Grant $1,000 $1,000 $2,000 Endowed XX Scholarship $1,000 $1,000 $2,000 Total Gift Aid $27,395 Loans Direct Subsidized Loan $1,750 $1,750 $3,500 Direct Unsubsidized Loan $1,000 $1,000 $2,000 Direct Parent PLUS Loan $5,000 $5,000 $10,000 Total Loans $15,500 Work Option Federal College WorkStudy $1,000 $1,000 $2,000 Total Work Option $2,000 Total Financial Aid Offered $22,448 $22,447 $44,894  

SAMPLE FINANCIAL LETTER Gift Aid SUMMER FALL SPRING TOTAL Merit Scholarship $6,500 $6,500 $13,000 XX Grant $2,500 $2,500 $5,000 Federal Pell Grant $2,698 $2,697 $5,395 State Need Grant $1,000 $1,000 $2,000 Endowed XX Scholarship $1,000 $1,000 $2,000 Total Gift Aid $27,395 Loans Direct Subsidized Loan $1,750 $1,750 $3,500 Direct Unsubsidized Loan $1,000 $1,000 $2,000 Direct Parent PLUS Loan $5,000 $5,000 $10,000 Total Loans $15,500 Work Option Federal College WorkStudy $1,000 $1,000 $2,000 Total Work Option $2,000 Total Financial Aid Offered $22,448 $22,447 $44,894   NOTE: $15,500 OF THE “FINANCIAL AID OFFERED” IS IN THE FORM OF LOANS.

SAMPLE FINANCIAL LETTER Gift Aid SUMMER FALL SPRING TOTAL Merit Scholarship $6,500 $6,500 $13,000 XX Grant $2,500 $2,500 $5,000 Federal Pell Grant $2,698 $2,697 $5,395 State Need Grant $1,000 $1,000 $2,000 Endowed XX Scholarship $1,000 $1,000 $2,000 Total Gift Aid $27,395 Loans Direct Subsidized Loan $1,750 $1,750 $3,500 Direct Unsubsidized Loan $1,000 $1,000 $2,000 Direct Parent PLUS Loan $5,000 $5,000 $10,000 Total Loans $15,500 Work Option Federal College WorkStudy $1,000 $1,000 $2,000 Total Work Option $2,000 Total Financial Aid Offered $22,448 $22,447 $44,895   NOTE: $15,500 OF THE “FINANCIAL AID OFFERED” IS IN THE FORM OF LOANS. TOTAL DEBT AFTER 4 YEARS = $62,000