How your investment needs and strategies will change over time

Slides:



Advertisements
Similar presentations
Chapter 13: Investment Fundamentals and Portfolio Management
Advertisements

Chapter 10-Section 3 Strategies for Saving and Investing.
Chapter 10 Basics of Saving and Investing
© Family Economics & Financial Education – Revised November 2004 – Saving Unit – Managing Your Cash Funded by a grant from Take Charge America, Inc. to.
Recap Saving and Investing
Retirement Planning Test Review. True/False To keep from running low on money during retirement, you should first find a job to increase your income.
Chapter © 2010 South-Western, Cengage Learning Investing for the Future Basic Investing Concepts Making Investment Choices 11.
Investing for Your Future
Lesson 10-2 Principles of Saving and Investing LEARNING GOALS: -DISCUSS THE CONCEPT OF RISK VERSUS RETURN. -LIST AND EXPLAIN THE TYPES OF RISK THAT ARE.
© Family Economics & Financial Education – Revised April 2008– Saving Unit – Managing Your Cash Funded by a grant from Take Charge America, Inc. to the.
Investing Basics.
Chapter 11 Investing for Your Future. Goals for Chapter 11.1 Investing fundamentals Describe the stages of investing and the relationship between risk.
© Family Economics & Financial Education – Revised April 2008– Saving Unit – Managing Your Cash Funded by a grant from Take Charge America, Inc. to the.
Chapter 11 Investing for Your Future. Stages of Investing b Stage 1 –
© Family Economics & Financial Education – Revised November 2004 – Saving Unit – Managing Your Cash Funded by a grant from Take Charge America, Inc. to.
LEARN ABOUT THE PROCESSES OF SAVING AND INVESTING YOUR MONEY AND SOUND FINANCIAL PLANING Savings and Investment Planning.
19-1. Why should we save? Savings and Investment Basics Savings and investment activities Savings is the storage of money for future use. Try to deposit.
STAGES OF INVESTING HOW YOUR INVESTMENT NEEDS AND STRATEGIES WILL CHANGE OVER TIME Investing.
Investing Fundamentals. Investing for the Future: Goal Setting Investment goals should be specific and measurable. Develop your goals by asking questions:
8.01-D Analyze the factors that affect the rate of return on savings or investment plans.
Step One: Put-and-Take Account This is the first savings instrument you should establish when you begin making money. For most people, the put-and-take.
How do you determine your investment risk? Investing for Your Future Section 1 Chapter 11 Financial Investment -Money set aside to increase wealth over.
8.01 A: Summarize the various types of short-term and long-term investment.
 Investment: directing resources from being consumed today in order to prepare for the future. ◦ National Forests ◦ Starting a Business ◦ Using assets.
UNITS III&IV Investing * The Stock Market* Portfolio Construction Investing, Risk, and Portfolio Management The Stock Market Risk Portfolio Management.
Financial Markets Financial Assets-claim on the property or income of the borrower Financial Intermediary-institution that helps channel funds from savers.
Lesson 4 Back to School.
An Introduction to Investing Your Money
Investing in the Future
Spending, Saving, and Investing
Investing in the Future
Introduction to Investing
Take Charge of Your Finances Family Economics & Financial Education
The Fundamentals of Investing
Why Are You Investing? There are two types of investing: personal & economic. This chapter uses the word invest as a quick way to refer to personal investing—which.
Chapter 2 Investments.
Chapter 14 – Savings & Investing
Choose to Save Advanced Level.
Choose to Save Advanced Level.
The Fundamentals of Investing
INVESTMENT TERMS.
Investing for the Future
SAVINGS & Investing TIPS
Choose to Save Advanced Level.
PF 8.01 (Savings & Investing)
MODULE 3 THE NEXT BIG THING Lesson 3.2 Stocks, Bonds & Mutual Funds.
MODULE 3 THE NEXT BIG THING Lesson 3.2 Stocks, Bonds & Mutual Funds.
Tax-Exempt Insurance An opportunity for strategic diversification and distribution of your business and investment assets.
How Much does A Penny Doubled Every day for a Month End up Being?
How do you determine your investment risk?
How to Prepare a Financial Plan FINANCIAL PLANNING PRESENTATION.
Choose to Save Advanced Level.
Savings and investing Personal Finance.
MODULE 3 THE NEXT BIG THING Lesson 3.2 Stocks, Bonds & Mutual Funds.
Choose to Save Advanced Level.
Investing for the Future
How your investment needs and strategies will change over time
Stocks, Bonds & Mutual Funds
Five Stages of Investing
The Fundamentals of Investing
Choose to Save Advanced Level.
Choose to Save Advanced Level.
MODULE 3 THE NEXT BIG THING Lesson 3.2 Stocks, Bonds & Mutual Funds.
An Introduction to Investing Your Money
Intro to Investing © 2018 Business Girl. Image Credit to Unsplash. All Rights Reserved.
The Fundamentals of Investing
$100 $300 $100 $400 $100 $300 $200 $100 $100 $200 $500 $200 $500 $200 $300 $200 $500 $300 $500 $300 $400 $400 $400 $500 $400.
Choose to Save Advanced Level.
Chapter 5.1 Vocab.
Investing in the Future
Presentation transcript:

How your investment needs and strategies will change over time Investing Stages of Investing How your investment needs and strategies will change over time

Stage 1: Put and Take Account Emergency fund Pay for short-term needs Have enough left over for unexpected expenses such as….. 3-6 months net pay in an interest bearing account

Stage 2: Beginning Investing Goal is to earn money with money “Excess” savings beyond what is needed for daily expenses and emergencies Early investing should be conservative, low risk Begin in your late 20’s and early 30’s

Stage 3: Systematic Investing Investing on a regular and planned basis Increasing amounts as income grows Investing for a financially secure future Begins in your late 30’s and 40’s when earning potential is the highest

Stage 4: Strategic Investing Careful management of investment alternative to maximize growth of your portfolio (collection of investments) Diversification spreads risk across portfolio by having a mix of investments types

Stage 5: Speculative Investing Excess money to take larger risks Maximize return in the short-term The greater the risk, the greater potential return (or loss) Be prepared to lose entire investment Chances of “hitting it big” are slim