Karatbars International A Universal Solution to the Worldwide Debt, Currency & Savings Crisis

Today Tomorrow Last 36 Months Economic Health The US Dollar - lost over 40% of its purchasing power. Cash For Clunkers - QE1 – QE2 – Debt Ceiling Limit Increased Today Double Digit Inflation Housing Values Plummeting Record Government Debt 15.3 Trillion Record Consumer Debt – No Savings Tomorrow QE3? – Euro Zone Crisis Currency Devaluation More Inflation – Higher Interest Rates

The Savings Problem Is saving money a problem for you? Household saving rate higher in the EU than in the USA despite lower income Highest saving rates in Switzerland* (17.1%), Germany (16.7%), Slovenia (16.4%), Austria (16.3%) and France (15.6%) 􀂾 Lowest saving rates in the Baltic countries and the United Kingdom (2.2%) 5.2% of USA Families Have a Savings Account Is saving money a problem for you? Saving money requires discipline USA (5.2%) have savings plans

Are You Concerned? How do you feel? However, Most people don’t know: There is no shortage of people that are troubled by these facts. Tea Party, The Republic, Occupy Wall Street How do you feel? There is no shortage of people looking to Gold as a hedge and a form of insurance to their financial well being. Why? Gold is a historic store of value. However, Most people don’t know: Where to buy gold Who to buy it from What type of gold is best What is a fair price to pay

FDIC or GOLD

KARATBARS INTERNATIONAL Introducing KARATBARS INTERNATIONAL OFFICES Karatbars International – Stuttgart, Germany Karatbars Europe - Stuttgart, Germany World Aurum - Stuttgart, Germany ( Gold Production Company) Karatbars Americas – San Pedro, Belize Karatbars Asia – Pattaya, Thailand (HARALD SEIZ – President / CEO) EVOLUTION OF KB

World Aurum Gold Production Company

999.9 Pure Atakulche bars are produced by Atasay, a LBMA (London Bullion Market Association) GDL (Good Delivery List) Refiner Easily recognized globally by Banks & Merchants as 999.9 24 Karat Gold The only Gold that can be used as a worldwide Gold Currency

Karatbars are now available in over 73 Countries Karatbars Members can take delivery in 58 Countries Karatbars International is the only Company in the precious metals Industry that can produce and deliver gold to this many Countries. By the end of 2012 – Karatbars will be available Globally!

Account Application & Instructions

Vaults in Germany International Deliveries Over 10,000 Euro Switzerland and Singapore International Deliveries Over 10,000 Euro

Own and Control GOLD in smaller more Karatbars International savings plan. Empowers individuals, families and businesses entities of all types to: Own and Control GOLD in smaller more affordable, transaction friendly weights. This unique marketing strategy and niche creates a new, easy safe and affordable way for more people to own gold. PRIVATE SAVINGS CLUB (by invitation only) We get paid to help people save sound money. No one spends any money – ever. Simply exchange bad money for good money.

How do I create a Karatbars Account? 1. Register with a Karatbars Affiliate 2. Upgrade To Affiliate – if you want to participate in the referral rewards, you must upgrade to Affiliate. All Karatbars members are a CUSTOMER by default. 3. KYC – Upload 2 Documents 4. Exchange - paper money for gold money from your back office Marketplace Remember! You’ll never be asked to spend anything – just exchange fiat paper currency (bad money) for Gold (good money). Get KYC Approved!

Exchange Paper Money into Karatbars 2 Ways: Less than $20 a week acquires 1 Karatbar each month.

Optional Affiliate Program In your back office – download the Compensation Plan Mouse Over - General Tab – Click Downloads Video at: KaratbarsTV.com (“Training Camp” Tab)

Strategy To Get Started Fast 1 Strategy To Get Started Fast 1. Your 1st Month Only – Exchange 500 euro (approx 650 USD) Add 3.5% Merchant account fee (Tax Deductible expense) This upgrades you to Bronze Supervisor = 180% more earning power. The promotion is permanent. Next month you can change this amount to 50 euro, 100 euro or 200 euro. 2. Order 3 Demo Cards - automatic delivery in 2 - 4 weeks. This gives you the ability to show and display Karatbars to others. Remember - you are not spending money. You are exchanging bad money (fiat paper currency) for good money (Karatbars). You still have money - Good Money that you own, manage and control. Those that follow this procedure will only use their own money month #1. Use earnings to acquire Gold from Month #2 going forward.

For Those That Want To Get Started Fast Exchange 500 Euro = $650 US Dollars (one time only when you enroll) Earn $125 (or more) On each new Affiliate that Does a Fast Start

Our Product is Gold. A Historic Store of Value Financial experts are advising their clients to have at least 5% to as much as 40% of their assets in Gold in this volatile world economy. Gold has outperformed every asset class since 1969 1. Gold's average annual return = 11% People insure their homes, Their cars and their Life. Why not insure your finances?

Compress 30 years of earning power into 2 years or less. Our Opportunity Compress 30 years of earning power into 2 years or less. Affiliates, 3 strategies to realize profits - Income producing activities: 1. Our Gold (if we take delivery) & Our Gold Accounts (if we keep it in storage, go up in value when Gold goes up. Where else can you make money by simply buying a Companies product and storing it in a safe place? Safety - Security - Hedge vs Inflation - 11% average annual return since 1969 2. We actually get paid to help families save money - real money - sound money. NEVER spend money -  just SAVE money. We never ask anyone to spend a dime. We show people how to exchange some paper money (bad money) into gold money (good money). This is a good thing. This helps them in every way. Finally – we have a program here where no one can get hurt. 3. Affiliates are paid handsomely, to create new locations to move product from the Producer to the consumer. The new location can be a Brick and mortar location, a Home Business location, an Internet location or simply individuals or Businesses looking to hedge or insure their portfolio.

Gift Cards Referrals can access and purchase directly from your site. Each purchase is fully monetized creating commissions.

Karatbars.com The World’s 1st Sound Money System Pay for products and services from your Karatbars.com Gold Account Karatbars.com Acceptance Points (Merchants) Accept Karatbars as payment for Products and Services. International Sound Money Market Place Thousands of Merchants that accept Karatbars New, additional streams of income for Affiliates Customized, Branded Karatbars offered to Business, Schools, and Non-Profits

KB Success University and KBTV Complete Training Systems Created the promotion and training systems for 4 Of the top 10 Direct Sales Companies in the world. The Systems are ready to go to work for you! KaratbarsUniversity.com

Optional Affiliate Program Review All Account Holders Enjoy The Following Benefits: Free Account – No Fees Savings Account – Exchange paper money for Gold money Savings Account leveraged to Gold prices Monthly Plans or Exchange any time Great hedge against inflation Get started slowly with as little as $20 a week / $80 a month Get started fast with our Fast Start Package Not Gold backed – it is Gold Smaller, more affordable, flexible, transaction friendly weights Free Storage Delivery Available in 58 Countries Optional Affiliate Program Earn referral rewards when referrals exchange paper money into Karatbars 5 streams of income Fast Start incentive – earn 180% more

Join Us On Our Crusade to Help Others Help Themselves We Invite You to Get Involved at Every Level