Popmoney Qualification Rules All you ever wanted to know!

General Notes “Qualifying transaction amount” rules check available balance only when the customer schedules the transfer for the same day. Future-dated and recurring transfers do not check available balance. Popmoney Next Day and Send Money Next Day do not have the “Required Funds Transfer” and “Time Since Required Funds Transfer” rules enabled by default. We encourage you to activate those rules. “Customer Demographics” and “Customer Performance” rules do not apply to Digital Insight. Remember your Available Balance calculation may differ per host.

Popmoney Standard The balance must fully cover the amount of the transfer (checked only when transfer is sent same day). If any other transfers (through Fiserv) are scheduled for that same day (day 0), the amount of the existing transfer(s) is deducted from available balance check.

Popmoney Next Day Sections 1 and 2 do not apply since this data does not pass to Fiserv in the SSO. For NSFs on record with Fiserv (not on your core system), zero are allowed within the previous 6 months. The customer must transfer at least $500 (single or cumulative transfers) and wait 60 days to qualify for this service. The balance must fully cover the amount of the transfer. The customer must have at least $100 in their account after the transfer executes. If other transfers are scheduled for that same day (day 0), the amount of the existing transfer(s) is deducted from available balance check.

Send Money Standard The balance must fully cover the amount of the transfer (checked only when transfer is sent same day). If any other transfers (through Fiserv) are scheduled for that same day (day 0), the amount of the existing transfer(s) is deducted from available balance check.

Send Money Next Day Sections 1 and 2 do not apply since this data does not pass to Fiserv in the SSO. For NSFs on record with Fiserv (not on your core system), zero are allowed within the previous 3 months. The customer must transfer at least $500 (single or cumulative transfers) and wait 60 days to qualify for this service. The balance must fully cover the amount of the transfer. The customer must have at least $100 in their account after the transfer executes. If other transfers are scheduled for that same day (day 0), the amount of the existing transfer(s) is deducted from available balance check.

Consumer Pay Request The balance must fully cover the amount of the transfer (checked only when transfer is sent same day). If any other transfers (through Fiserv) are scheduled for that same day (day 0), the amount of the existing transfer(s) is deducted from available balance check.