Mastercard Location Alerts™ September 22, 2018 Mastercard Location Alerts™ Increase cardholder confidence and convenience by leveraging location information to improve decisioning Month DD, YYYY Name Here, Title │ Department

Location-based intelligence to drive better decisioning Solution Location-based intelligence to drive better decisioning For issuers who want to leverage mobile-based location data to improve decisioning, Mastercard Location Alerts is the only solution that is brand-agonistic and works across all card products and all payments brands. Embedded within an issuers’ existing mobile banking app, Mastercard Location Alerts is simple and efficient for both issuers and cardholders—with new device and software capability actively managed by Mastercard. By empowering cardholders with an easy-to-use mobile solution that helps their bank know when it’s them and when it’s not, Mastercard Location Alerts helps issuers address consumers’ expectations for simple and secure payments—especially when the cardholder is traveling.

How Mastercard Location Alerts Works CARDHOLDER ENROLLS Issuer offers service to cardholders by integrating Location Alerts SDK into their mobile banking app Mastercard confirms cardholder T&Cs and consent agreements have been received & activates device for service TRAVELS AWAY FROM HOME Mastercard recognizes significant distance changes from cardholder defined (city/ zip) home geo-fence, based on movement between cell towers/ Wi-Fi Access point/GPS Mastercard sends via API one or a combination of the country, state, city, or postal code to issuer or processor within minutes SHOPS AT MERCHANT IN CURRENT LOCATION Issuer/ Processor updates card management system to ensure cardholder can shop seamlessly when traveling away from home Geolocation match is confirmed and transaction is approved September 22, 2018 Mastercard Location Alerts

Enrollment can be quick and easy – Illustrative Download your bank’s mobile app and accept Terms & Conditions Provide your zip code/ home city, select the cards you would like to enroll and click Submit Click OK to share your location and travel with confidence and convenience Location Alerts Location Alerts is an optional service offered to help your bank approve more transactions while you travel. Please provide us with your city information, select the cards you would like to enroll, and click Submit. Zip or City Credit Card Debit Card √ Submit Mobile Bank Location Alerts Accounts Deposit Checks Location Alerts Find ATM/ Branch Investment Contact Us √ Share Mobile Location September 22, 2018 Mastercard Location Alerts

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