So long as you pay your monthly premium, the policy is in good standing. Premiums are usually leveled, which means the prices do not fluctuate during the time of your term, even if you get sick or health conditions worsen. Typical term insurance is a fixed rate for 10, 15, 20, 25, or 30 years with a set death benefit.

Who likes going to the Doctor? Many people avoid going to the doctor for two reasons, number one, because they are expensive, and number two, because we are afraid the doctor may find something wrong with us. If it is just a cold or flu, or we have a headache, now days, we look up our symptoms on google or WebMD, and self- diagnose ourselves to avoid going to the doctor.

When it comes to term life insurance, there are many people who choose not to go with a fully underwritten life insurance policy, for the same reason, they would rather not deal with a full medical exam. We understand that. It has become more and more popular now to buy a No Medical Term Life insurance policy.

How does Term Life Insurance Work? Term Life insurance covers you for a certain period. You can get life policies that range from 10, 15, 20, 25, and 30 years. This insurance should be bought during your working years, so you can get cheap life insurance prices, to protect not only your family, but also your assets. Remember, this is not a permanent life insurance, but a term life policy, which means it covers you during the time you choose.

LOCATION Task Ave #200, Garden Grove CA