Emergency Medical Insurance

The last report on accidental deaths in the US from the National Safety Council stated that in 2014, over 136,000 Americans died in an accident. Since then, the importance of emergency medical insurance in CA has been realized by many. However, a lot of insurance policyholders still seem to be unaware of this policy’s importance. All you need to know about Emergency Medical Insurance

The Emergency Medical Insurance Plan covers treatment for unforeseen illnesses or injuries sustained while traveling. Unlike normal health insurance plans, Emergency Medical Insurance does not offer coverage for regular checkups. Emergency Medical Insurance Vs Normal Health Insurance

 Primary Primary coverage offers to pay a claim initially, regardless of any other health insurance policy a traveler may or may not have.  Secondary Secondary travel medical insurance packages require from travelers to pay for remedial care on their own. After that is done, the travelers can file a claim for compensation once they come back home. In some situations, a policy provider may be required to pre-authorize the compensation of medical fees under the Emergency Medical assistance. Primary & Secondary Emergency Health Insurance Packages

This coverage offers reimbursement for An unexpected or unforeseen disease or injury that is life-threatening or which could cause permanent harm if left unattended. A wound or contagion or broken tooth that entails instant treatment by a professional dentist. Practical and normal expenses usually covered Medical exam Operation, anesthesia, scans, and lab expenses Ambulance costs Prescription medications Prosthetics and healing facilities and provisions Primary & Secondary Emergency Health Insurance Packages

Past medical circumstances Self-harm or any attempt at committing suicide Damage or infection due to alcohol or drug use Wounds related to partaking in specialized, semi- professional, or unprofessional athletic endeavors (except explicitly counted in the policy coverage) Wounds related to partaking in dangerous activities such as skiing, diving, etc. Superficial or elective procedures Cerebral, nervous, or mental disorders Standard pregnancy, subsequent childbirth, or abortion What is not covered in these Insurance Policy Packages?

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