Things Every Borrower Needs to Know About Personal Loan.

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Presentation transcript:

Things Every Borrower Needs to Know About Personal Loan

The eligibility criteria ●Your age should be between 21 years to 60 years. ●Salaried individuals can avail a personal loan. Self employed individuals and businessmen are not eligible for personal loan ●Net monthly income should be a minimum of Rs. 15, 000. ●Resident Indians can only apply for the loan

Your income determines the loan quantum ●loan amount is determined as a multiple of the net monthly income. ●The resultant EMIs should not be more than 65% of your monthly income.

Your credit score is important ●Individuals who have a good credit score of 650 and above can only apply for personal loans.

Documents required ●A valid identity proof – PAN Card, passport, Aadhaar Card ●Address proof – Passport, driving license, bank statement of past 3 months ●Age proof – Aadhaar Card, PAN card, Voter ID card ●Income proof – form 16, previous salary slips, bank account statements for salaried individuals

Conclusion Understand these important points and check your personal loan eligibility before applying for the loan. Apply Personal Loan Online at