WTF is up with Professional Liability Insurance Panel discussion with brokers

Industry Experts Peter Meyer First Dive John Witherspoon Witherspoon & Associates Inc William Ziefle Diver Alert Network www.tdisdi.com

Objectives To educate members about the process that goes into securing insurance, the challenges the industry is facing with professional liability insurance. To give professionals tips on ways they can work to assist in keeping premiums down – I.E. working together. www.tdisdi.com

Questions & Answers Explain the process You have all be in the insurance business for a number of years, can you explain the process that goes on each year to secure / renew a program? www.tdisdi.com

Questions & Answers Insurance companies are just hiking prices. You have all be in the insurance business for a number of years, can you explain the process that goes on each year to secure / renew a program? www.tdisdi.com

Why do insurance rates go up? Questions & Answers Why do insurance rates go up? Why do insurance rates seem to go up every year? www.tdisdi.com

Never had a claim & still paying more. Questions & Answers Never had a claim & still paying more. Why am I paying more each year if I have never had a claim? www.tdisdi.com

Three most common incidents. Questions & Answers Three most common incidents. Having the unique perspective of managing incidents that have occurred over the years, what are the three most common incidents you see? How would you suggest an instructor prevent them from happening? What is the average cost to defend one of these incidents? www.tdisdi.com

Ensure you are protected. Questions & Answers Ensure you are protected. What are common thing professionals can do to be sure they are protected if they are unfortunate and have an incident? www.tdisdi.com

Questions