Prudent Investment Fund Prudent Group and EGFE Present: Prudent Investment Fund May 2018

Firm Overview Prudent Group is a credit oriented, alternative investment manager with offices in Luxembourg, Miami, Vienna, São Paulo, and Porto Allegre. Prudent Group’s principals have extensive experience investing in (trade) finance for small and medium sized companies (SMEs) in the Brazilian market. Senior management averages over 25 years of investment expertise in capital markets, emerging markets investing, and local market experience. The current corporate structure of the firm is the result of over 10 years of planning, preparation, and execution by senior management.

Firm History Founding of Prudent Group by core team members Prudent Investment Fund approved to receive external investors by CSSF Launch of Yield Fund – hedge fund vehicle with insurance wrapper provided by a subsidiary of Allianz Prudent Investment Fund wins 4 additional awards from Investor Review, ACQ5, Wealth & Finance, and Acquisition International Anticipated launch of a Cayman and Delaware based structure to capture the opportunity in Brazil for US and international investors Launch of Diversified Corporate Lending Fund - Prudent Group begins building track record by investing in short term, corporate credit in Brazil through FIDCs Prudent Investment Fund receives ACQ5’s 2018 Fund Management Firm of the Year: Latam Focused Prudent Investment Fund wins Acquisition International’s Most Innovative Hedge Fund & ”Hedge Elite” Most Innovative Hedge Fund Manager, USA/Europe 2009 2011 2014 2016 2017 2018

Prudent Investment Fund Investment Process

Transaction Schematics Administrator Auditor FIDC Independent Risk Manager Custodian Regulator Credit Consultant FIDC advances capital to Borrower End Buyer Pays the Invoice in typically less than 60 days Borrower irrevocably assigns receivable(s) to the FIDC Borrower Supplier to End Buyer End Buyer Larger Manufacturing Firm Goods or services provided to End Buyer Borrower pledges Balance Sheet of Company along with Personal Guarantees to secure advance End Buyer pledges Balance Sheet as collateral

Prudent Diversified Corporate Lending Fund Investment Process Sourcing Credit Analysis Credit Committee Fund Approval Transaction Monitoring Collection

Prudent Yield Fund Investment Process Insurance Company Provides Company Rating List Agreements with Buyers Approach Suppliers Receivables Discounting Insurance Company Notification

Prudent Yield Fund Examples of Qualified Buyers Annual Revenue: BRL 40 Billion Annual Revenue: BRL 2 Billion Annual Revenue: BRL 1 Billion Annual Revenue: BRL 29 Billion Annual Revenue: BRL 1,3 Billion Annual Revenue: BRL 14 Billion Annual Revenue: BRL 26 Billion Annual Revenue: BRL 11 Billion Annual Revenue: BRL 3,5 Billion 1 BRL = 0,28 USD, May 2018

Prudent Investment Fund Fund Structure

Fund Structure Cayman SPC U.S. Series LLC Luxembourg SICAV RAIF FEEDER LEVEL MASTER FEEDER LEVEL Luxembourg SICAV RAIF Cayman Master Feeder Luxembourg SICAV SIF SUB-FUND LEVEL 2018 Roll-Outs Prudent Payment Processing Fund Prudent Mezzanine Fund Prudent U.S. Opportunities Fund Prudent Liquidity Fund Prudent Diversified Corporate Lending Fund Prudent Yield Fund

For More Information Please Contact: Thank You! For More Information Please Contact: ! Michael Ben Ari Phone: +972 52 2777622 Email: mike@egfe.com Or ir@prudentgroup.us www.prudentgroup.us

Legal Disclaimer THIS DOCUMENT IS INTENDED SOLELY FOR THE RECIPIENT AND MAY NOT BE DUPLICATED, DISTRIBUTED OR OTHERWISE DISSEMINATED TO ANY THIRD PARTY. IT IS INTENDED FOR INTERNAL USE ONLY. The Prudent Investment Fund is organized in Luxembourg as a Special Investment Fund (SIF) with a single sub fund, that has a variable share capital and is governed by the Luxembourg Law of 13th of February 2007. The information pertaining to the SIF is not directed at, nor is it intended for distribution to, or use by, persons in any jurisdiction in which the Funds are not authorized for distribution or in which the dissemination of information regarding the Funds is not permitted. The information or opinions contained herein should not be construed as an offer to sell or the solicitation of an offer to buy any security, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Please be advised that trading in securities involves the possibilities of both positive returns as well as significant exposures to risks. Should you decide to invest in the SIF, the value of any shares or units you purchase can go up or down and you may not get back all you have invested. Changes in currency rates of exchange may have an adverse effect on your investment or any resulting income. You may also be exposed to additional more specific risk in relation to the SIF’s fund in which you invest and you should review the risk factors specified in the prospectus very carefully. Information that is provided by any of our parties constitutes neither investment advice nor any recommendation; and it is provided for informational purposes only. You should not construe any information on return estimates and past performance as a guarantee of future performance. Any opinions and estimates provided are subject to change without notice. As a prospective investor, you should consult with your own professional advisers on the tax and legal implications of investing in the Fund. Levels and bases of taxation are subject to change and will depend on your personal circumstances. Any decision to participate in the Fund should not be made solely on the basis of the information provided by any of our representatives or involved parties. Any decision you make using any such information is made at your own risk. None of the involved parties makes any warranty as to the suitability or completeness of the information contained herein and none of the foregoing have any obligation to maintain the accuracy of the information on a forward going basis.

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