GENERAL INSURANCE ASSOCIATION OF INDONESIA INDONESIA UPDATE Mrs. Debie Wijaya AAUI

GENERAL INSURANCE INDUSTRY PERFORMANCE

INSURANCE INDICATOR IN INDONESIA YEAR 2011-2013 BILLION IDR * * *Unaudited

Insurance Loss Ratio year 2011 - 2013 .

MARKET SHARE LINE OF BUSINESS YEAR 2013

Development Number of General Insurance & Reinsurance Company Year 2007 2008 2009 2010 2011 2012 2013 Local Insurance 73 70 69 67 65 64 Joint Venture Insurance 21 20 18 17 Reinsurance 4 98 94 93 91 88 86 85 Note Perubahan 2010-2012 (karyamas, puri asih, Putra mandiri, wanamekar) dan ditahun 2013 perusahaan yang merger(Jaya proteksi dengan Ace Ina)

CAPITAL REQUIREMENT FOR INSURANCE & REINSURANCE COMPANY 31 December 2010 31 December 2012 31 December 2014 Insurance Reinsurance 40 Billion Rupiah 100 70 150 200 CAPITAL FOR INSURANCE COMPANY

Reinsurance Year 2012 – 2013 Million IDR GROSS PREMIUM Growth (%) LINE OF BUSINESS GROSS CLAIMS 2012 2013 939,224 1,323,862 41.0% PROPERTY INS. 531,841 618,084 16.2% 183,539 179,293 -2.3% MOTOR INS. 84,827 87,573 3.2% 159,048 208,738 31.2% MARINE CARGO 61,136 81,389 33.1% 224,496 340,968 51.9% MARINE HULL 96,514 113,531 17.6% 22,265 27,878 25.2% AVIATION 14,755 15,725 6.6% 296 - 0.0% SATELITE 7,208 13,830 18,192 31.5% ENERGY ON SHORE 21 754 3465.0% 39,842 ENERGY OFF SHORE 3,226 148,668 193,325 30.0% ENGINEERING 73,685 91,957 24.8% 37,638 13,557 -64.0% LIABILITY 13,254 3,619 -72.7% 102,858 310,291 201.7% P.A & HEALTH 31,484 176,326 460.1% 152,358 106,972 -29.8% CREDIT INSURANCE 40,199 22,976 -42.8% 58,506 SURETY BOND 12,118 213,206 525,658 146.5% OTHER 72,085 151,608 110.3% 2,295,777 3,248,733 41.5% TOTAL 1,042,353 1,363,542 30.8%

REGULATIONS POJK Nr. 1 Year 2013 & Year 2014  CONSUMER PROTECTION REGULATION IN FINANCIAL SERVICES SECTOR. POJK Nr. 4 Year 2014  GOOD CORPORATE GOVERNANCE FOR INSURANCE COMPANY OJK CIRCULAR LETTER OF Nr.06 Year 2013 REGARDING PROPERTY, FLOOD, EARTHQUAKE AND MOTOR VEHICLE TARIFF REGULATION

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