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Philosophy

Alarming statistics 1 in 3 people will experience a critical illness 3 million people applied for social security disability Medical expenses are the #1 cause of bankruptcy 65% of families say they have Inadequate life insurance 70% of Americans don’t save enough for retirement

Other Accumulated Assets Work Work Retire Retire Retirement Financial Security Savings Real Estate Personal Property Investments Stocks Bonds Other Accumulated Assets Critical Illness Disability Income Life Insurance Pay Bills Save Buy Stuff Enjoy Life Sell Assets Not Good

Critical Saver Acci-Saver Today $50,000 to $250,000 up to$1,800 mo. 100% all you premiums paid Savings Plan Today $ $ $50,000 to $250,000 up to$1,800 mo. For 2 years Cancer Stroke Heart attack Coma Paralysis Kidney failure Organ transplant $5,000 $50,000 100% of all your Premiums paid Savings Plan Age 75 Paid directly to you upon diagnosis

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Thank you for your time and I look forward to earning your business. "Helping people meet their financial needs through quality products and services, providing a foundation for long term success." Two centers of expertise aligned by product line — guarantees the most knowledgeable people are working on your business Thank you!