Microfinance.

Slides:



Advertisements
Similar presentations
Patterns of Rainfall Insurance Participation In Rural India Xavier Gine (World Bank) Robert Townsend (University of Chicago) James Vickery (NY Fed) World.
Advertisements

CARD Banks Vision for an Individual Loan Product by Dr. Jaime Aristotle B. Alip CARD MRI Managing Director 26 April 2005, MABS, Davao City.
Micro Credit in South Africa. What is Micro-Credit? Micro credit or micro finance is the extension of small loans to entrepreneurs too poor to qualify.
Growth Housing finance Land administration chain Dr. Monika Hjeds Löfmark National Housing Credit Guarantee Board, Sweden WUF 2010.
Asia and the Pacific Rural enterprises and poverty reduction.
European Microfinance Network 4th Annual Conference Microfinance in a Banking Environment Models, Experiences, the Way Forward "Research in European Microfinance”
Beijing, China October 19, 2007 Taking Action for the World’s Poor and Hungry People Scaling up Micro-finance: Initiatives by the Private Sector The Case.
Niamh Shortt and Heather Barry Irish League of Credit Unions International Development Foundation.
In Guyana, the life of a single parent is difficult and has many challenges, and Government in its programme for the social sector, has continuously paid.
Dr. Rajesh Timane. ‘The Self Help Groups (SHGs) Guiding Principle stresses on organizing the rural poor into small groups through a process of social.
The Microcredit Revolution Recently, institutional finance on a small scale, i.e. “ microcredit ”, has revolutionized finance in developing countries More.
Microfinancing Hope for Argentina’s Poorest. Microfinancing Small loans and small deposits for poor households left unattended by banks Helps small farmers.
Microfinance -The users -Benefit -Organizations - Profitability and reaching the poor, a trade off? -Why high interest rate? -When doesn´t microfinance.
Women's new roles I Birgitta Jansson Women Well-being – ill-being Missing women Women's entitlement to: – Literacy and Education – Economic power.
Subsidies and Self-Sustainability Lecture 11 Week 6.
ACAP PROJECT Awareness Raising to Project Partners in Self Savings and Credit on Inclusion of People with Disabilities ACAP PROJECT Awareness Raising to.
Women’s unpaid work and China’s anti-poverty policies.
What is microfinance?.
By Mario Olivarez, Travis Robinson, and Terry Dike Microfinance & Its Impact on Developing Nations.
Comments on Progress with regard to Solar Water Heater Rollout Select Committee on Economic Development 28 February 2012.
Creating Opportunity Where It’s needed Most. ASA-OCF Lending Group A microfinance venture in Ethiopia.
Microfinance in India Evolution of Microfinance in India Microfinance has been in practice for ages ( though informally). Legal framework for establishing.
Financing coffee farmers in Ethiopia: challenges and opportunities Bastin, A. - Matteucci, N. Lux Development (Luxembourg) – Marche Polytechnic University.
PD12-O1 Micro-Housing. PD12-O2 Definition Micro-Housing Housing FinanceMicrofinance.
Transforming “Financial Inclusion into Sustainable Livelihoods”
ICICI Bank in Micro- finance: Breaking the barriers.
Micro Credit.
United Nations Development Programme in Kazakhstan BUILDING SUSTAINABLE MICROFINANCE INSTITUTIONS UNDP Kazakhstan 9 November, 2005 Two cases from UNDP.
Carbon Revenue and MFIs: Making it Work Marco van der Linden Ramesh K. Gautam.
The role of MFIs in the Information Market Chain: Wilson Twamuhabwa Head of Operations Pride Microfinance Limited 01, June, 2010.
Managing Risk in Financing Agriculture - Expert Meeting Johannesburg 1-3 April 2009 Synthesis of the Expert Meeting “Johannesburg Findings”
18 th MFC Annual Conference, Prague, Czech Republic, 5-6 November, 2015 Asian Credit Fund Microenterprise and SME lending experience.
© Irish League of Credit Unions 2013 Credit Union Lending © Irish League of Credit Unions 2013 Irish League of Credit Unions
Microcredit CGW4U. What is Microcredit? Very small loans made to impoverished borrowers who lack collateral Women in particular benefit from microcredit.
Impacts of the Regulatory Framework on Development of Sustainable Microfinance: Survey of Global Experience & Best Practices Tuesday, 26 June 2001 Joselito.
Personal Finance Money Management Choices SS6E4 & SS7E4
Danida support to the microfinance industry. Overall objectives of Denmark’s development cooperation Overall objective To combat poverty and promote human.
Date - Lieu Introductory Presentation GRET-Chin MFI.
PROJECT PROFILE Name of the ProjectDir Area Support Project (DASP) Name of the ProjectDir Area Support Project (DASP) Project Area7 Tehsils of District.
Unit 5 - Personal Finance #
LEARNING ROUTE   Development and Modernization of Rural Micro-Financial Institutions in Cambodia and Vietnam 19 to 23 June, Cambodia.
Personal Finance.
BUILD TO GROW Shaping SMME Wholesale Lending
Roy Mersland University of Agder, Norway
MICRO-FINANCE IN INDIA
The countries we work in Latin America
Micro-Insurance: A Poverty Reduction Tool
Measuring over-indebtedness EU indicators
welcome in this presentation
Growing and Scaling Social Impact ISIRC 2016
Bangladesh access to sanitation
Unit 6 Personal Finance.
Technology and social impact investment
4.3 The Role of Domestic Factors
Developing Countries Necessary for GDP Growth FOOD KENYA HOUSES.
The Miracle of Microfinance? Evidence from a Randomized Evaluation
UNDERSTANDING FINANCIAL ECOSYSTEM AND MICROFINANCE
Domestic factors and economic development
The Consumer Price Index (CPI)
GOVERNMENT CONTROL OF INFLATION
Microcredit in the Caribbean: Experiences & Best Practice
Semester II Exam Review
SUSTAINABLE MICRO-FINANCE for WOMEN’S EMPOWERMENT
Partnership in Islamic Microfinance
Economic Flow/Financial Institutions
Making it Work for the Bottom of the Pyramid
Ways of reducing gender disparities through micro credit
CLIENTS, MARKET, AND NEW PRODUCT DEVELOPMENT
The Consultative Group To Assist the Poorest
Invest in Microfinance Business with Insights Of High Beam Global.
Presentation transcript:

Microfinance

Objectives of MFI Lending to poor Offer other services Empower women

How MFI Works Individual or group loan Community clubs Weekly meetings

The Benefits of Microfinance Schemes Poor – access to banking, credit, services Loans to start businesses Empower women Employment Alternative to moneylenders Offers choices Stability ¤

Associated Problems Monitoring, collection Interest rates Expensive to get started Shady schemes Often doesn’t lead to increased household income or consumption Use women to get credit Loan size negligible High risk Diff. to challenge macro-level w/ micro-level approach ¤

Problems (cont.) Lack of effective national governance Lack of infrastructure Lack of demand / buying power in community Lack of business variety Lack of business-building ¤

Recap More like to help communities Often increases stability Recent meta-study shows progress Way to reach poor people Way to empower women Many obstacles that decrease potential benefit ¤