INSURANCE BROKERS, AGENTS AND CONSULTANTS ERRORS AND OMISSIONS INSURANCE PROGRAM   PRO–FORM SINCLAIR PROFESSIONAL A Division of HUB International Limited THE BROKER – A TEAM OF PROFESSIONAL LIABILITY EXPERTS Pro-Form Sinclair Professional is recognized in the marketplace as a "specialist" in Professional Liability Insurance and is privileged to represent many of Canada’s larger Professional firms. Pro-Form Sinclair Professional, through it’s affiliation with well established markets and its team of dedicated professionals, offers exceptional service, years of experienced knowledge and proficient advice with respect to Insurance Agents and Brokers Errors and Omissions Insurance. 

BROKER ERRORS AND OMISSIONS PROGRAM UNDERWRITTEN BY ROYAL & SUN ALLIANCE INSURANCE COMPANY OF CANADA (LEAD INSURER) AND LLOYDS UNDERWRITERS VIA MILLENIUM SYNDICATE (LLOYDS OPERATING ARM OF NAVIGATORS INSURANCE COMPANY – A RATED) Program Features: Claims Made Form/Full Prior Acts First Dollar Defense Coverage Defense Costs in Addition to Limits of Liability World-wide Territorial Coverage Punitive Damages – Canada only Dishonest Fraudulent Acts coverage- Life Agents Broad Definition of Insured Broker Shield Program (BSP)- Loss Management Tool -$2000 value –at no cost Credit of Five Percent (5%) available once upon completion of BSP –Educational Accreditation Includes Employment Practices Liability Extension -$25,000 in defense costs Includes Outside Directors Liability Extension -25,000 in defense costs

INSURANCE BROKERS, AGENTS AND CONSULTANTS ERRORS AND OMISSIONS INSURANCE PROGRAM   PRO–FORM SINCLAIR PROFESSIONAL A Division of HUB International Limited Our Royal & Sun Alliance/Lloyds Broker Program offers: The benefits and good standing of A rated Providers (Royal & Sun Alliance Insurance Company of Canada and Navigators Insurance Company) Over 20 Years Experience in this class of business Competitive Rates Excellent Claims Handling (benefit of Royal & Sun Alliance’s in house Legal Counsel and continued involvement with Crawford Canada Loss Adjusters) Exceptional and knowledgeable Service and Assistance Prompt and Efficient Issuance of Certificates/Policy documents Premium Financing Options We would be pleased to assist you with alternative quote considerations. For your convenience, we can provide an indication based upon submission of your Incumbent Carrier’s application.   15 Allstate Parkway, Suite 220 Markham, ON L3R 5B4 Phone 905 305 1054 Toll Free 1 800 361 9080 Broker E&O Program Contacts Peter Matson, CAIB, President Peter.matson@hubinternational.com Albina Bortolus, CAIB, Vice President Albina.bortolus@hubinternational.com Gary Payette, Assistant Vice President gary.payette@hubinternational.comma