3rd Quarter Producer Web Conference Presented By: Stig Nybo, Regional Vice President David Hiss, Regional Vice President Peter Sullivan, Regional Vice President For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Overview Enrollment Workshop Online Educational Seminars Executive Summary Compliance Updates For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Enrollment Workshop Online Interactive Web based enrollment workshop Follows the 5-step process of the “Retirement. A journey made simple.” Enrollment Kit One-on-one enrollment workshop experience - 1 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Enrollment Workshop Online Available to everyone on www.TA-Retirement.com (new business and in-force business) Two versions Users with DSL connection or better Users with dial-up connection - 2 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Enrollment Workshop Online Help information on workshop functionality Simple Solutions Worksheet Navigate through the 5 steps Narrator: Video / Movie Text display for users without speakers Main stage area for graphics animation and illustration - 3 - For Producer Use Only. Not For Public Distribution. Footnotes and disclaimers

For Producer Use Only. Not For Public Distribution. Enrollment Workshop Online Additional Features Perspectives (testimonials) Interactive Risk Tolerance Questionnaire Interactive Simple Solutions Calculator Access to plan specific fund line-up Access to Fund Fact Sheets For TA East Signature Services clients Access to plan specific Enrollment Forms Access to plan specific Rollover Forms - 4 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Phase II Users with access to Online Enrollment will be connected to the Online Enrollment feature Users must have their online enrollment PIN Users with access to online forms only (no Online Enrollment) Automatically pre-fill forms with information stored in My Profile Allow users to complete the remaining items on their forms online Allow users to submit their completed forms online (researching feasibility) For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Demo available on www.TA-Retirement.com For Producer Use Only. Not For Public Distribution. - 5 -

For Producer Use Only. Not For Public Distribution. Educational Seminars Investments Made Simple Educates employees on the world of investing and how it impacts their retirement goals The Economy Made Simple Helps employees gain a better understanding of how economic conditions affect the market and ultimately their retirement savings - 6 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Educational Seminars The Quarterly Review Module Included in The Economy Made Simple seminar Educates employees on the basics of investing by using an analysis of the market performance and how it relates to a retirement investment portfolio Module can be combined with a seminar or stand alone - 7 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Executive Summary Abridgement of the Proposal Key points at your fingertips Quick & concise review Revisions can be made easily if needed Allows for fast turnaround Emailable file size Helps facilitate sales process For Producer Use Only! - 7 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Executive Summary Executive Summary Contents: Executive Summary Features & Benefits Broker Services Investment Overview Services & Fees Commission Illustration 16 pages total - 7 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Executive Summary How to obtain an Executive Summary Proposal Request Form Internal Sales Desk (888.401.5826) Available now for the Transamerica Director Series II (TALIAC) Available for the following products by the end of July Transamerica Director Series II (TFLIC) Transamerica Partner Series II Transamerica Advisor Series - 7 - For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Compliance Updates New Developments Enacted Legislation/Regulations Proposed Legislation GUST Restatements For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. New Developments Enacted Legislation SARBANES-OXLEY Effective 1/26/03 30 day Notice for blackout periods $100/day/participant for failure to provide notice Prohibits Directors from Trading ER Sec. Higher Criminal Penalties For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. New Developments Recently Issued Regulations D.O.L. : Retirement Plan Expenses Provides Tremendous Flexibility Potential problems I.R.S. has not approved For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. New Developments Proposed Legislation Pension Preservation & Savings Expansion Act of 2003, H.R. 1776 PROPOSED not ENACTED Making some EGTRRA provisions Permanent/accelerate Limits Increase Retirement Plan Participation & Savings Simplifying Retirement Plan Rules EGTRRA: Economic Growth and Tax Relief Reconciliation Act of 2001 For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. New Developments Proposed Regulations 401(k) Reg’s consolidation PROPOSED not ENACTED Awaiting Comments from the industry Addresses Bottom-Up QNECs For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. New Developments GUST Restatements Individual Drafted Plans (2/02) VS & MPP extended until (9/30) All Plans must be updated Potential Problems for Non-compliers For Producer Use Only. Not For Public Distribution.

For Producer Use Only. Not For Public Distribution. Q & A For Producer Use Only. Not For Public Distribution.