Helping You Build Your Pipeline & Close More Business

What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score?

You spend your time, energy & money to find them What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score? You spend your time, energy & money to find them

You spend your time, energy & money to find them What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score? You spend your time, energy & money to find them Perhaps they have the down payment & debt to income ratio

You spend your time, energy & money to find them What Do You Currently Do With Your Clients Prospects That Have a Sub-Qualifying Credit Score? You spend your time, energy & money to find them Perhaps they have the down payment & debt to income ratio But because of past mishaps they just don’t have the credit score

FES has over 10,000 Agents Nationwide that work with professionals in… Real Estate

FES has over 10,000 Agents Nationwide that work with professionals in… Real Estate Mortgage

FES has over 10,000 Agents Nationwide that work with professionals in… Real Estate Mortgage Automobile

FES has over 10,000 Agents Nationwide that work with professionals in… Real Estate Mortgage Automobile Banking

FES has over 10,000 Agents Nationwide that work with professionals in… Real Estate Mortgage Automobile Banking Solar

We help consumers with sub-qualifying credit scores, increase those scores!

We help consumers with sub-qualifying credit scores, increase those scores! In Business since 2004

We help consumers with sub-qualifying credit scores, increase those scores! In Business since 2004 A+ rating with the Better Business Bureau

We help consumers with sub-qualifying credit scores, increase those scores! In Business since 2004 A+ rating with the Better Business Bureau Close to 250,000 clients

We help consumers with sub-qualifying credit scores, increase those scores! In Business since 2004 A+ rating with the Better Business Bureau Close to 250,000 clients Help consumers in all 50 states

We help consumers with sub-qualifying credit scores, increase those scores! In Business since 2004 A+ rating with the Better Business Bureau Close to 250,000 clients Help consumers in all 50 states Headquartered in Farmington Hills, MI

United Credit Education Services Credit Repair United Credit Education Services Track record since 2004

United Credit Education Services Credit Repair United Credit Education Services Track record since 2004 A+ rating Better Business Bureau

United Credit Education Services Credit Repair United Credit Education Services Track record since 2004 A+ rating Better Business Bureau Certified by NACSO

Credit Repair United Credit Education Services Track record since 2004 A+ rating Better Business Bureau Certified by NACSO Removed nearly 1 million derogatory items for our clients

Credit Repair United Credit Education Services Track record since 2004 A+ rating Better Business Bureau Certified by NACSO Removed nearly 1 million derogatory items for our clients Over 100,000 public records – Foreclosures, Tax Liens, BK’s

Credit Repair United Credit Education Services We Provide the Fastest, Most Effective Credit Repair Service in the Industry That’s a bold statement! Why can we say that?

Credit Repair United Credit Education Services We Provide the Fastest, Most Effective Credit Repair Service in the Industry Because It’s About How We Are Different Than Any Other Company

Credit Repair United Credit Education Services The Fair Credit Reporting Act Remove inaccurate, erroneous, obsolete & unverifiable items from a consumer credit report

The Fair Credit Reporting Act Credit Repair The Fair Credit Reporting Act Remove inaccurate, erroneous, obsolete & unverifiable items from a consumer credit report Force the Creditor to verify what they previously reported on a consumer’s credit report

Credit Repair What Type of Items Can Be Removed? Inaccurate/Erroneous - Not listed correctly - Not the consumers item - Should be inc. in a BK - Identity Theft - Wrong name or SS# Obsolete - Older than 7 yrs from the date of last activity - 10 yrs for a Bankruptcy Unverifiable - Creditor does not have proper info - Creditor doesn’t exist - Creditor does not or chooses not to respond

Credit Repair What Type of Items Can Be Removed? Late Payments, Charge Offs, Collections Repossessions, Bankruptcies, Foreclosures Short Sales, Judgments, Tax Liens Student Loans, Public Records Closed Accounts, Medical Bills Damage From Identity Theft

What Do We Do Differently Than Other Companies? Credit Repair What Do We Do Differently Than Other Companies? We dispute all derogatory items Immediately Most companies in this industry only dispute 1 – 2 items every 60 days prolonging the time to get a result

What Do We Do Differently Than Other Companies? Credit Repair What Do We Do Differently Than Other Companies? We dispute all derogatory items Immediately We involve the client in the process Our clients get an online account so they can see their credit score and items being disputed. They receive the dispute letters from us & the results directly from the credit bureaus

Credit Repair What Do We Do Differently Than Other Companies? We dispute all derogatory items Immediately We involve the client in the process We provide our referral partner with an online portal You can monitor the progress of your client 24/7

What Do We Do Differently Than Other Companies? Credit Repair What Do We Do Differently Than Other Companies? We dispute all derogatory items Immediately We involve the client in the process We provide our referral partner with an online portal And, we have other services to increase the clients score!!

You Will Also Have Online Access Credit Repair You Will Also Have Online Access

Click the Client Name and See a Progress Summary Report

We Don’t Just Repair Credit We Restore Credit Credit Monitoring – Access to their credit, insurance scores and credit reports 24/7. Alerts if there is any change in the clients credit history or credit scores Smart Credit®

We Don’t Just Repair Credit We Restore Credit Credit Monitoring – Access to their credit, insurance scores and credit reports 24/7. Alerts if there is any change in the clients credit history or credit scores Positive Credit Builder – Analysis of their credit profile with specific recommendations on building a positive credit rating Smart Credit®

We Don’t Just Repair Credit We Restore Credit Credit Monitoring – Access to their credit, insurance scores and credit reports 24/7. Alerts if there is any change in the clients credit history or credit scores Positive Credit Builder – Analysis of their credit profile with specific recommendations on building a positive credit rating Credit Attorney – Taking legal action to insure credit bureaus are compliant to the law, & preventing abusive debt collectors and suing for money damages Smart Credit®

We Don’t Just Repair Credit We Restore Credit Debt Zero – Debt pay off system showing clients how they can use the same amount of money to pay down debt sooner, get out of debt faster, & raise their credit score

We Don’t Just Repair Credit We Restore Credit Debt Zero – Debt pay off system showing clients how they can use the same amount of money to pay down debt sooner, get out of debt faster, & raise their credit score Identity Theft Protection – As we help a client raise their score they become a target for identity thieves. We prevent that from happening with LifeLock® LifeLock®

The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results Do not address all items immediately Do not Involve the Client in the process Do not provide an online Client portal Do not have other services to help increase the client’s credit score

The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results Do not address all items immediately Do not Involve the Client in the process Do not provide an online Client portal Do not have other services to help increase the client’s credit score

The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results Do not address all items immediately Do not Involve the Client in the process Do not provide an online Client portal Do not have other services to help increase the client’s credit score

The Majority of Companies Charge Over $100 per Month for Credit Repair Only & Don’t Get the Same Level of Results Do not address all items immediately Do not Involve the Client in the process Do not provide an online Client portal Do not have other services to help increase the client’s credit score

We Don’t Just Repair Credit We Restore Credit A Plan That Repairs, Increases, Monitors, Protects & Restores Peoples Credit Score!

We Don’t Just Repair Credit We Restore Credit $99 one-time activation! $89 & only Per Month

Youth Financial Literacy Foundation ‘The YFL’ Each Protection Plan Donates $2 Each Month 6 Week Financial Education Curriculum Financial Literacy In Schools Across America Annual College Scholarships – $100k in 2016 $180,000 in 2017

Create a Positive Trade Line on a Clients Transunion Credit Report for Up to 2 Years of Rental Payments

Secured Credit Card Program That Reports to all 3 Credit Bureaus

Just a Few of Our Clients & Referral Partners “My credit score improved substantially in a short amount of time and I was able to purchase a new car. My credit score has increased so much so that I just closed escrow on a new home. There's no doubt that I couldn't have done it without them, and I couldn't recommend them more highly.” Julia Plummer, New Home Owner  

Just a Few of Our Clients & Referral Partners “One of my clients began working with the credit restoration service about a year ago. Now, I’m so excited because their credit score has increased to the point where we have them in escrow to buy a new home. As a real estate agent it’s great to know that this service can help people get back into a position to buy a home” Griselda Alvarado, Signature Realty Network  

Just a Few of Our Clients & Referral Partners “I am so thankful to you for helping my clients clean up their credit! Our Guzman client FICO scores went up from 530 to 678 in a little over 6 months! Now I can move forward with the financing. Our plan is that they will be in their new home before Christmas! You have done an awesome job!” Damaris Lopez- Branch Manager, Movement Mortgage   MOVEMENT MORTGAGE®

Just a Few of Our Clients & Referral Partners “I want to thank you. We’re closing a $580,000 mortgage loan for a client that you assisted with your service. If you hadn’t done what you did I wouldn’t have been able to do this loan. I want to let you know how much we appreciate you.” Daniel Ruffner, Vice President Cadence Bank  

Professionals from These Companies Refer Us Their Credit Challenged Clients MOVEMENT MORTGAGE®

Benefits of Working With Us Offer Value Added Services

Benefits of Working With Us Offer Value Added Services Build Your Pipeline of Buyers

Benefits of Working With Us Offer Value Added Services Build Your Pipeline of Buyers Build Goodwill & Client Loyalty

Benefits of Working With Us Offer Value Added Services Build Your Pipeline of Buyers Build Goodwill & Client Loyalty Set Yourself Apart from the Competition

How We Can Work Together Refer Us Your Credit Challenged Client

How We Can Work Together Refer Us Your Credit Challenged Client Submit Client Information Using Your Online Portal

How We Can Work Together Refer Us Your Credit Challenged Client Submit Client Information Using Your Online Portal Call, Email or Text Us the Client Information

How We Can Work Together Refer Us Your Credit Challenged Client Submit Client Information Using Your Online Portal Call, Email or Text Us the Client Information We Will Call the Client Usually Within the Hour

How We Can Work Together Refer Us Your Credit Challenged Client Submit Client Information Using Your Online Portal Call, Email or Text Us the Client Information We Will Call the Client Usually Within the Hour We Will Notify You of the Results of That Call

How We Can Work Together Refer Us Your Credit Challenged Client Submit Client Information Using Your Online Portal Call, Email or Text Us the Client Information We Will Call the Client Usually Within the Hour We Will Notify You of the Results of That Call Monitor the Progress by Using Your Online Portal

How We Can Work Together Here’s Another Option! You Can Represent FES as an Independent Agent & Sell the Protection Plan Directly

How We Can Work Together Here’s Another Option! Earn the Commission & Develop Residual Income

How We Can Work Together Here’s Another Option! Earn the Commission & Develop Residual Income Our Staff Does All the Service Delivery

How We Can Work Together For More Information on Referring Us Your Credit Challenged Clients -or- Becoming an Independent FES Agent

How We Can Work Together Get in contact with the FES Agent that sent you this presentation or posted it online WELCOME