Introduction RISK MANAGEMENT BRAINSTORMING IDEAS (Defensive Driving) The information in this unit will also be covered under the title of Driving in Adverse conditions

Webster’s Dictionary Definition of Risk 1 possibility of loss or injury 2 A dangerous factor or element 3 A person or thing that is a specified hazard to an insurer

STATISTICS Leading cause of death among teenagers Risk of a crash for a 16-17 yr, old is 3x’s higher than for 18-19 yr. Old drivers Night time hazards (visibility,fatigue,alcohol) In the first nine hundred miles of driving you are more likely to have an accident or get a ticket

Defense in sports: protect the goal. Football: end line Basketball: basket Volleyball: floor

Defense in Driving: To protect car and self (passengers) from ??????? ????= Accident Accident = injury, death, damage to car, property, = $$$$$$$$$$$$

Defensive Driver: Being careful to prevent accidents in spite of incorrect actions of others or bad driving conditions.

FACTORS THAT HAVE AN INFLUENCE ON THE RISKS “DRIVER ERRORS” USE OF DRUGS/ALCOHOL EMOTIONAL FACTORS ROAD RAGE FATIGUE PHYSICAL IMPAIRMENTS SIGHT

Driver Error Ignore traffic signs or signals Inattentive Distracted Tailgating Weaving in and out Speeding Short tempered DWI/DUI Fatigue Poor judgement

Factors that Influence Risk Driver Error Weather Type of Road Traffic Time of Day/Time of Year Vehicle

1- WEATHER- A) rain B) snow C) fog D) wind

TRAFFIC A) Other Road Users B) Congestion C) Too fast/ Too slow

TIME OF DAY A) Night B) Early Morning C) Dusk *Seasonal Changes

VEHICLE A) Maintenance - Daily Checks Long Term Checks Seasonal Checks

ROADS- A) Local B) Highway C) Rural D) Road Contours

Take steps to protect self: Use seatbelts 2 hands on wheel Use signals Safe car (air bags)

Attributes of a Defensive Driver Alert Prepared Don’t panic Anticipate – predict outcome Know & follow rules Attentive Communicate Intentions Good Judgment Focused Patient Careful Rested Physically sound Mentally sound Plan ahead Good vision skills

Attributes of Teen Drivers Easily distracted Hesitant Poor judgment Impulsive Take chances Careless Thrill seekers Over confident Immature Inexperience Identify risk Judge distance & space Identify important clues Risk Taker Speed Tailgating Don’t use seatbelt