All of The “just in time” information you need to know. Financial aid All of The “just in time” information you need to know.

Robin Rockey Enrollment Management Division

getting your ducks in a row

Be sure to list LHU on your FAFSA! FAFSA-Due May 1st Reason to submit before May 1st? It is the deadline to be considered for PHEAA state grant money. Be sure to list LHU on your FAFSA!

Financial Aid Award Letter Awarded aid Verification Grants PELL PHEAA Loans 30% Selected Nothing you did wrong

Student loan process Master promissory note Entrance counseling

What is the reason you should submit your FAFSA prior to May 1st? Quiz time! What is the reason you should submit your FAFSA prior to May 1st?

Maximum amount of aid; efc=0 Pell grant $5,920 Pheaa grant $3,646 Stafford loan $5,500 Total $12,066 **All numbers are approximate

Costs In-State Out-0f-state Total $14,404 PLUS HOUSING *Tuition for 2018-19 will be determined by the Board of Governors in July. In-State Out-0f-state Tuition* (15 credits) $ 7,492 Fees (15 credits) $ 3,084 Meal Plans (14 meals/week) $ 3,828 Total $14,404 PLUS HOUSING Tuition* (15 credits) $16,730 Fees (15 credits) $ 3,326 Meal Plans (14 meals/week) $ 3,828 Total $23,884 PLUS HOUSING

Housing options Traditional hall Fairview suites Shared room $6,540 single room $8,140 Shared room $7,980 Private room $8,718

Meal plan options 19 Meal Plan includes $250 flex $ 4,356.00 175 Block Plan includes $250 flex $ 3,748.00 75 Block Plan includes $250 flex $ 2,460.00

Be smart with your money Credit cards Working while in school Over borrowing & refunds Nslds.ed.gov Potential new book program beginning fall 2018

Need additional money? Local scholarships Credit unions Employers Lions Club, Rotary, Kiwanis, etc. Credit unions Employers Parent plus loan Studentloans.gov

WHAT IS WORSE THAN DEBT? Student loan debt WITHOUT a degree.

Satisfactory academic progress Must earn 24 credits per academic year Must have a 2.0 or higher gpa Must have a pace of 67% or greater Pace equals number of attempted credits/earned credits

BE SQUEAKY! When you have a question, ask. When you are not sure about something, ask. When you think you might need to do something, but are not sure, ask.

QUESTIONS?

LOAN REPAYMENT Monthly payment = $320.53 Maximum for dependent student: $31,000 Current interest rate: 4.45% Standard repayment: 120 months (10 years) Monthly payment = $320.53

LOAN REPAYMENT Monthly payment = $594.54 Maximum for Independent student: $57,500 Current interest rate: 4.45% Standard repayment: 120 months (10 years) Monthly payment = $594.54