Tradex RESP -Registered Education Savings Plans DONATION PROGRAM

Who is Tradex? Founded in 1960 by members of the Trade and Commerce and External Affairs, where the name comes from. We are a not-for- profit mutual fund company offered exclusively to past and present Public Servants and their families. We also offer financial advisory services with access to most of the over 5,000 mutual funds in Canada, GICs, High Interest Savings Accounts, and Insurance products.

2018 Fundraising Partner-Special Events

What is an RESP? Registered Education Savings Plans (RESPs) help you save for a child’s education. The Government of Canada provides a 20% cash grant of up to $500 per year per child until age 17 (Quebec additional 10%). The grant room is cumulative and allows you to catch up on “unused” grant, for a maximum of $1000 per beneficiary in any one year. Contributions are not tax-deductible. Income and gains grow tax- deferred, and are then favorably taxed in the hands of the student when withdrawn.

GCWCC 2018

What’s the catch? No catch! How: Tradex is not-for-profit. The ‘A’ version pays commission we do not normally collect hence we are free to donate in your name. 5% Commission donated, 6 year hold period, 10% free switch each year.

What are some of the RESP Options?

Why invest in RESPs? The annual combination of a $2,500 contribution and a $500 Canada Education Savings Grant, compounding at 8%, can grow to $43,460 over 10 years Transfer to Program at 5% donation is $2,173 to GCWCC In Ontario tax credit is $832.46

RESP Program Donations Over $72,000 donated Since 2012

RESP PROGRAM DONATIONS Year Donation 2017 $7,761 2016 $13,350 2015 $9,254 2014 $24,763 2013 $6,892 2012 $9,802

Who has participated? 2012 $9,802 11 5 2013 $6,892 21 12 2014 $24,763 YEAR DONATION No. of Donors No. of Departments 2012 $9,802 11 5 2013 $6,892 21 12 2014 $24,763 37 17 2015 $9,254 19 2016 $13,350 46 2017 $7,761 42 20 2018* $3,079 23 *Accumulated so far, will be paid 1st inst. Sept. 2018

Transfer and Make a Major Impact! One public servant transferred their RESP under the program and created a donation of … $5,097 !

Major Impact! Helped 4 youth get off the street and into shelters, or $5,097 donation to United Way is equivalent to : Helped 4 youth get off the street and into shelters, or Helped 3 people with Muscular Dystrophy purchase wheelchairs, or Helped children in mentoring programs and their community with $91,746 in net future benefit (1$ invested returns $18 to community)

What do participants need to do? Visit us at www.tradex.ca

Going Forward Contact Information Tradex Team (Blair, Brien, Debby, Luc, Jane, Isabelle, Danielle, Jorn) 613-233-3394 or info@tradex.ca Send Information Electronically Presentation Materials Enrollment Forms Presentations to your groups Booth set up at various department events

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