Vocabulary: (already in your glossary)

Slides:

Advertisements

Similar presentations

Bonds Add in bond interest ex from book. Bonds Unit 7 - Investing.

Advertisements

Dividends and Earnings. Investors may make money on their investments through dividends and by selling stocks for a profit.

Investing 101. Types of Savings tools Savings Account: An interest-bearing account (passbook or statement) at a financial institution. Certificates of.

Introduction to Stock Market. Common Vocabulary Common Vocabulary Stock Exchange – Place where publicly held companies are bought and sold Nasdaq – an.

Shareholders RatiosTest This test consists of 10 questions designed to test your understanding of those Ratios that shareholders use to judge company performance.

12-0 Dollar Returns 12.1 Total dollar return = income from investment + capital gain (loss) due to change in price Example: You bought a bond for $950.

Copyright © 2011 Pearson Education, Inc. Managing Your Money.

5.5 Simple Interest I can find simple interest.. Simple interest formula.

Unit: Savings and Investing Review: Write this down or make a note.

Dividends and Earnings Before You Invest. Health Who would say they are healthy? What proof do you have of your claim? How would you go about determining.

Copyright © 2011 Pearson Education, Inc. Managing Your Money.

Dividend Yield – By Prof. Simply Simple Many investors buy shares with the objective of earning a regular income from their investment Their primary concern.

Agribusiness Library LESSON L060013: THE TIME VALUE OF MONEY.

FINANCIAL MANAGEMENT FINANCE & BANKING: CHAPTER 3 FINANCIAL MANAGEMENT.

– The Number e and the Function e x Objectives: You should be able to… 1. Use compound interest formulas to solve real-life problems.

Simple Interest Formula I = PRT. I = interest earned (amount of money the bank pays you) P = Principle amount invested or borrowed. R = Interest Rate.

 G K Powers 2013 Cambridge University Press 6. Investing money Study guide 1.

INVESTMENT  acquisition of capital assets, (buildings, machinery, stocks, bonds and shares) SHARES  part ownership of a company BROKER  licensed.

Managing Money 4.

Saving and Investing Notes. Saving and Investing Objectives Explain factors that influence the amount of money earned at a financial institution.

BUSINESS MATHEMATICS & STATISTICS. LECTURE 6 Review Lecture 5 Discount Simple and compound interest Average due date, interest on drawings and calendar.

Compound Interest. Compound Interest (except continuous) When the bank pays interest on both the principal and the interest an account has already earned,

ANNUAL PERCENTAGE YIELD APY Lesson Vocabulary Annual Percentage Yield (APY)- Also called effective annual yield is the rate of return on your investment.

12.1 C ERTIFICATES OF D EPOSIT Certificate of Deposit (CD): One way to invest. Earns interest at a higher rate than a regular savings account. Buy CDs.

Week 13 Simple Interest. Lesson Objectives After you have completed this lesson, you will be able to: Represent or solve simple interest problems. Solve.

Calculating interest You can calculate the time value of your savings by figuring out how much interest you will earn. Principal – the original amount.

Investments First rule: Pay yourself first through saving.

Module 5: Saving & Investing

Simple Interest Goal: Students will learn how to complete

Unit two | general mathematics

Unit 5: Saving & Investing

Managing Money 4.

Dividend Yield – By Prof. Simply Simple

Sullivan Algebra and Trigonometry: Section 6.6

Chapter 11 Introduction to Finance and Review of Financial Mathematics

Opportunity costs and strategies

Time Value of Money Present value of any the amount of money today that would future sum of money = be needed at current interest rates to.

Banking, Interest, and Credit

Section 5.7 Financial Models

Interest is about what happens to your money

8.3 Compound Interest HW: (1-21 Odds, Odds)

The Fundamentals of Investing

Section 10.3 Compound Interest

A Brief History of Risk and Return

Interest is about what happens to your money

Savings Plans and Payment Methods

Simple Interest and Compound Interests

Chapter 14 Compound Interest

Financial Institutions and Investments

Personal Finance Final Exam Review Game

FM5 Annuities & Loan Repayments

Stock Basics Ms. Zucchero.

Managing Your Money Copyright © 2011 Pearson Education, Inc.

Unit 4: Financial Applications MAP 4C

Simple and Compound Interest Formulas and Problems

Saving and Investing.

Section 6.7 Financial Models

Chapter 5.2 Vocab.

HOW TO MAKE MONEY WITHOUT DOING ANY WORK

Pay yourself first! Don’t treat your savings account as your lowest priority or you will never get around to it!!!!

The Fundamentals of Investing

UNDERSTANDING INTEREST RATES

Banking What should you do with the money you save?

Day 1 – Total and Annual Return

Managing Money 4.

Using the information we discussed concerning compound interest, work by yourself to choose an answer to the question below. (Your calculations may not.

Compounded and Continuous Interest

What are Investments? 5/28/2019.

Annual Percentage Yield APY

Presentation transcript:

Vocabulary: (already in your glossary)

Basic Concepts: Compare costs associated with bank accounts Calculate simple and compound interest Use tables to calculate amount, interest or principal Calculations involving appreciation and inflation Record and graph values of shares over time and calculate dividends and dividend yield

Investing Money When you have money to invest, different banks and other financial institutions pay different interest rates. comparison website What other costs are associated with investment accounts? What other considerations might there be if you were considering investing?

Simple Interest

Simple Interest Graphs It can be useful to draw a graph of simple interest over time. A spreadsheet is also useful here.

Compound Interest Compound interest is when you earn interest on your interest. Interest is calculated at the end of every time period and added on to the principal.

Compound Interest Formula

Using a table to find the value of an investment A table like the one below can be used to find the value of $1 after a certain time. It can also be used to find how much needs to be invested now to achieve a certain amount in the future.

Inflation

Shares A share is a part ownership in a company. Companies sell shares to gain money for capital. Any profits made (dividends) are divided amongst the shareholders. The return on the investment is called the percentage yield. A stockbroker manages an investor’s shares (portfolio) for a fee, usually a percentage of the value of the shares.