Buying Your Home Your Name Your Number Your Email Address.

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Presentation transcript:

Buying Your Home Your Name Your Number Your Email Address

What We Will Discuss Today: Your wants and needs and concerns The home purchase process How I can help Wrap-up paperwork

Let’s Review Your Needs & Wants

1 3 2 Pre Contract Closing Due Diligence NC State Specific (please remove) Initial Consultation Pull Credit Report* Obtain Pre-Approval / Mortgage Application Submit Paystubs, W-2s, Bank Statements 1 View Properties Pre Contract Write & Submit an Offer to Purchase Due Diligence Fee / Earnest Money Deposit* Set Up Utilities Negotiate Counter Offer Review Closing Disclosure 3 Accept the Contract Closing Attend Settlement at Attorney’s Office Deed Recorded – Keys and Home Access Submit Repair Request & Negotiate Repairs Complete Inspections* Take Possession of Your New Home! 2 Appraisal* Complete Loan Processing Due Diligence Underwriting Obtain Final Loan Approval Conduct Title Search & Survey (Attorney)

NOT State Specific (please remove)

Questions We May Discuss During the Process How much are closing costs? Can I get a better deal with a foreclosure or a short sale? And what does short sale actually mean, anyways? I’d rather set up my own search on my favorite websites. Can I just send you homes I find? Can I celebrate buying a new home and go spend $$ on a new TV, a couch and a washer/Dryer What should I watch out for if I buy an older home? What if I buy new construction?

Here’s What a Great Buyers Agent Should Do For You. Have a team of trusted professionals to represent your interests and give you the best service possible (Inspectors, Lenders, Attorneys, Accountants, etc.) Have knowledge of the area, market and market trends. Have flexibility in their schedule to accommodate showings on homes that will go quickly in a fast paced market Have patience and negotiating skills to help you navigate the offer process in a hot market

Did You Know? The Buyer’s Agent commission is paid by the seller. The Buyer’s Agent does not get paid until the home closes. The Buyer’s Agent Represents you and YOUR best interests - not the seller’s. The Buyer’s Agent can represent you in purchasing new construction. The Buyer’s Agent can represent you in purchasing a For Sale By Owner. The GREAT Buyer’s Agent will save you time, energy, and $$!!

Are You Ready to Work With Me? [Your state required forms] [Set your process expectations] [Add any additional steps/information] [Don’t forget to ask for their business] [Ask for referrals] ...