Risk Management.

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Presentation transcript:

Risk Management

What is Risk? Risk can be defined as any exposure to possible loss. The Church Board is to ensure that the church is protected from undue exposure that may lead to damage of lives and property and the risk of litigation. It must therefore be able to identify, assess and manage varying types of risks.

Some Areas of Risk to Guard Against Unfinished Construction Risks a. Nails and sharp objects b. Open trenches and gutters c. Unprotected lumber, steel and other construction materials d. Construction equipment e. Other relevant risks under this section

Guard Cont’d Furniture and Equipment Risks a. Faulty or broken benches and chairs b. Computers and electrical equipment of the church c. Other relevant risks under this section Information Risks a. Social Engineering b. Spokesperson on behalf of the Church in times of negative incidents c. Speaking to the media and other persons from the public domain d. Other relevant risks under this section

Guard Cont’d Risks due to Electrical Exposure a. Electrical outlets b. Faulty electrical equipment c. Fire drills d. Other relevant risks under this section

Guard Cont’d Risks due to Weapons and Illegal Substances a. Protection of Church attendees from armed personnel b. Persons with illegal substances on the property of the Church c. Other relevant risks under this section

Guard Cont’d Insurance Risks a. Insurance of the Church building and other Church properties b. Insurance for church members who travel as Church delegates to programs. c. Insurance of persons who travel as representatives of the Church d. Timely payment of property insurance e. Other relevant risks under this section

Guard Cont’d Risk of abuse a. Persons who work with the children and youth of the Church b. Church leaders who are acting on behalf of the church c. Church employees relating to members and the public d. Sexual abuse e. Other relevant risks under this section

Guard Cont’d Financial Risks a. Protection of church funds b. Security in collecting the Church’s tithes and offerings c. Proper record keeping and reporting of church funds d. Custody of church funds e. Signatures on bank accounts of the Church

Guard: Financial Risks Cont’d f. Authorized or unauthorized expenditures g. Administration of the Church contract h. Procedures for resolving claims and disputes i. Payment securities j. Other relevant risks under this section

Note A comprehensive list of risks and how to prepare for them is obtainable at adventistrisk.com