OBAMACARE VERSUS HEALTH OPTIONS PLUS

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Presentation transcript:

OBAMACARE VERSUS HEALTH OPTIONS PLUS 1

WELCOME TO MY WORLD About Your Agent “Are You Totally Protected” 40Years Of Providing Health insurance Solutions For The Question: “Are You Totally Protected” USA Benefits Group Eagle Division Manager since 2003 4000 Customers 16 Third Generation Families CHU certified since 1998 “CONTACT INFORMATION” Office 405-616-7714 / Fax = 405-616-7725 Cell Phone 405-820-7083 Email dc@usabg.net

*82% COMPREHENSIVE ASSET PROTECTION WHAT”S YOUR GREATEST RISK?? Heart • Stroke • Cancer Accidents All other procedures and surgeries WHAT”S YOUR GREATEST RISK?? CANCER + HEART ATTACK + STROKE + MAJOR ACCIDENTS Our Goal Is To Pay All These Claims 100% Plus Provide Additional Cash For Income Security COMPREHENSIVE ASSET PROTECTION 3

Your Financial Risk “Two Cost Of Insurance” How Much To Have It AND How Much To Use It Thousands Of Hospital Confinements Happen Everyday, And They Are Very Expensive. Critical Illnesses like Cancer, Heart Attack, Stroke and Major Accidents are very prevalent. In this “NEW NORMAL” of Obamacare, many families will Suffer “financially” if they are stricken with a average hospital stay for any reason! How would you pay for: Deductible and co-insurance? Uncovered medical expenses? Unexpected Expenses? Lost Wages

PORTFOLIO OF HEALTH CARRIERS LET’S REVIEW THE PLAN I SELECTED HEALTH DIVISION PORTFOLIO OF HEALTH CARRIERS LET’S REVIEW THE PLAN I SELECTED

BLUE CROSS / BLUE SHIELD VERSUS HEALTH OPTIONS PLUS Obamacare Silver Plan Huge Deductibles Plus Co-Insurance Small Networks Very Expensive Health Plan Only HEALTH OPTIONS PLUS No Co-Insurance $50,000 Cash Benefit For Critical Illnesses $4,000 Cash Benefit For Accidents Dental Plan Huge PPO Network Pass back Discounts VALUE ADDED BENEFITS Script-Save Teladoc Medical Bluebook Multi Plan PPO HEALTH INS. PLAN CRITICAL ILLNESS HEALTH INS. PLAN ACCIDENT PLAN

Laverne LaCrox PLUS $770 $508 NET USABG TOTAL PROTECTION PLUS OBAMACARE HEALTH PLAN Vs. HEALTH OPTIONS PLUS Laverne LaCrox BLUE CROSS/BLUE SHIELD HEALTH OPTIONS PLUS USABG EAGLE DIVISION $6,400 60 / 40 $6,500 / $10,300 Stop Loss UNLIMITED LIFETIME NO DEDUCTIBLE Doctor Office Visits-2 100% Coverage On Wellness HEALTH PLAN ONLY PA HEALTH SAVERS PLUS $1,000,000 / $5,000,000 $5,000 Deductible No Co-Insurance + PA CRITICAL PROVIDER $50,000 Benefit Each + PA ACCIDENT PROTECTOR $4,000 Benefit $2,000 Dental Plan Our Goal Is To Pay Claims 100% PLUS Provide Cash For Income ACA GOLD CO-PAY SELECT UNLIMITED BENEFITS $1,000 / 80-20 / $6,350 NO DEDUCTIBLE Unlimited Doctor Office Visits 100% Coverage On Wellness $6,600 STOP LOSS $13,200 Family Stop Loss $770 $7,150 Out Of Pocket $508 NET Total Asset Protection BETTER COVERAGE FAMILY FINANCIAL SECURITY USAB 7