Personal Savings and Investment

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Presentation transcript:

Personal Savings and Investment ELEMENT - 46

Objective Identify Types of Savings Identify Types of Investments Resources Available Objective

Choosing a Savings Account FDIC or NCUA Competitive Interest Rates Withdrawal and Deposit Guidelines Choosing a Savings Account

Types of Investments Bonds – the most inexpensive. Certificate of Deposits (CDs) – has a specific fixed term, generally a minimum deposit amount, and typically a fixed interest rate. Stocks – ownership share in a company typically managed by a broker. Mutual Funds – an investment vehicle comprised of a pool of funds, from many investors, for the purpose of investing in securities. Types of Investments

Resources https://www.saveandinvest.org/military http://militarypay.defense.gov/blendedretirement http://www.nmcrs.org/ Command Financial Specialist or FFSC Resources

QUESTIONS?