BENEFITS BREAKDOWN A Walmart Company

MEDICAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package New Benefit Package | 2018 Administrator UHC Based upon (Aetna, BCBS or UHC) Eligibility Requirements Full time working 30 hours Executives: No wait New hires: 1st day of the month following 30 days of employment Transfer PT/Temp: 1st day of the month following transfer Part Time: Eligible for discount only. Quarterly checks to see if 30 hour requirement is met to extend benefit offering. New hire management: Date of hire New hire hourly: 1st day of the month in which 89th day of employment falls New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary averaging 30 hours/week Dependent Eligibility Spouse (incl DP) Dependent children Spouse/Partner (not covered for PT) Other Self-insured only: Castlight Doctor on Demand Grand Rounds Centers of Excellence for transplants, cardiac, spine, hip and knee replacement, and medical review of certain cancer types

MEDICAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package New Benefit Package | 2018 Medical Plans   Contemporary HDHP Value HDHP  HRA  HRA High HSA Kaiser CA High Option Kaiser CA Low Option Health Net Excelcare High Option Health Net ExcelCare Low Option Health Net Salud y Mas Medical Funding Self-insured Fully-insured Biweekly Associate Contributions Associate Only $28.90 $82.75 $22.48 $76.32 $26.10 $78.50 $29.10 $54.70 $26.40 $56.30 $36.80 $36.30 Associate & Spouse $147.15 $201 $132.55 $186.40 $124.80 $265.90 $130.50 $220.60 $92.70 $223.20 $144.10 $171.50 Associate & Children $128.36 $182.21 $112.29 $166.14 $41.90 $110.80 $45.70 $92.40 $39.60 $118.90 $75.60 $58.10 Associate & Family $228.06 $281.91 $219.76 $273.61 $146.40 $284.60 $150.70 $261.30 $109.60 $172.50 $201.20 Individual Deductible $3,000 $5,000 $2,750 $1,750 $1,000 $1,500 N/A Family Deductible $6,000 $10,000 $5,500 $3,500 $2,000 3,000 HRA Co. Cont. $300/$600 $500/$1,000 HSA Co. Match Yes $350/$700 Individual OOP $4,000 $6,550 $6,850 $6,650 Family OOP $8,000 $13,100 $13,700 $13,300 Coinsurance (in-network)  90% 70% 75% PCP Copay  N/A $35 Specialist Copay $50 $75 Rx Copay $10 to $60 30% co-ins $4 to $50/25% $4 to $50/25% after deductible $10 to $150 $10 to $50 CA FC

DENTAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package New Benefit Package | 2018 Administrator UHC Delta Eligibility Requirements Full time working 32 hours New hire management: Date of hire New hire hourly: 1st day of the month in which 89th day of employment falls New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary Dependent Eligibility Spouse Dependent children No hours requirement Spouse/Partner (not covered for PT) - Must remain in plan for two full calendar years Funding Fully Insured Self-insured

Biweekly Associate Contributions DENTAL BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Plans  Traditional Biweekly Associate Contributions Associate Only $0.79 $8.30 Associate & Spouse $1.56 $20.00 Associate & Children $2.06 $19.40 Associate & Family $2.84 $33.90 Individual Deductible $50 $75 Family Deductible $150 $225 Max per Person $1,000 $2,500 Preventative 100% Basic 80% Major 50% Ortho Max 50% up to $1,000 80% up to $1,500 lifetime max per person

VISION BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Administrator UHC VSP Eligibility Requirements Full time working 32 hours Executives: No wait New hires: 1st day of the month following 30 days of employment Transfer PT/Temp: 1st day of the month following transfer New hire management: Date of hire New hire hourly: 1st day of the month in which 89th day of employment falls New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary Dependent Eligibility Spouse Dependent children No hours requirement Spouse/Partner (not covered for PT) Funding Fully Insured

Biweekly Associate Contributions VISION BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Biweekly Associate Contributions Associate Only $3.48 $2.76 Associate & Spouse $6.78 $5.52 Associate & Child(ren) $7.13 Associate & Family $9.91 $8.26 Exam Copay $10 $4 Lenses Copay $25 Applies with purchase of frames, lenses, or both. Copay is charged only once when frames and lenses are purchased together. Progressive lens $55 copay. Frames $25 copay $130 allowance ($4 copay is charged only once when frames and lenses are purchased together.) Contacts $105 allowance $130 in lieu of glasses

LIFE/AD&D BENEFITS - COMPARISONS Eligibility Dependent children up to age 26 Company Paid Life Insurance 1x annual salary max of $50,000 No cost Optional Life Insurance Offered Management: Up to $1,000,000 Hourly: Up to $200,000 Spouse: Up to $100,000 Dependent Children: $2k, $5k or $10k option Accidental Death & Dismemberment N/A Hourly: Up to $200,000 Payout depends on diagnosis; Employee pay Optional Plans Accident Insurance: provides benefits if associate or any covered dependents receive a covered treatment related to an off-the-job accident. Critical Illness Insurance: benefits in the form of direct lump-sum payments which can be used to help pay for expenses related to covered critical illnesses and diseases.

DISABILITY BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 STD Fully insured Company pays portion of premium Begins on the 8th day of a disability Max of 12 weeks 60% of pre-disability earnings/max of $2,500 Self-insured Company paid Salary: 6 weeks at 100%; 19 weeks at 75%; no max Full Time Hourly Basic: 25 weeks; 50% of pre-disability earnings/max of $200 per week Full-Time Hourly Enhanced: 60% of pre-disability earnings/no max (associate contribution) LTD Begins after 90 days 60% of pre-disability earnings/max of $10,750 per month Associate Paid Begins after 12 month waiting period Basic: 50% of pre-disability earnings Enhanced: 60% of pre-disability earnings Maternity Leave (birth mothers) FT Hourly and Salary: 10 weeks paid Parental Leave Salaried: 12 weeks paid Full-Time Hourly: 2 weeks paid For birth, adoption, foster care, and after maternity leave for birth mothers

401(K)/STOCK PURCHASE COMPARISONS Old Benefit Package New Benefit Package | 2018 401(k) 6% company match Graded vesting over 5 years 6% Company match 100% Vest ASPP N/A 15% match (max $270 per year)

OTHER BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Dependent Care Reimbursement Account Up to $5,000 in Dependent Care FSA; no company contribution N/A Flexible Savings Account Commuter option Commuter Transit Commuter Parking EAP Continuum Resources For Living Telephonic support 3 face-to-face sessions Discounts Walmart Associate Discount (10% on general merchandise) - implementation date TBD Other Wellness Incentive Program Prior to start of plan year must complete: - Wellness assessment - Biometric screening - Sign tobacco free affidavit or enroll in tobacco cessation program - If applicable, must complete tobacco cessation program Fitness Reimbursement Offers annual reimbursement up to $150/annually membership ZP Program Even Tobacco cessation