BIG ISSUE INVEST PIONEERS IN SOCIAL FINANCE TACKLING POVERTY CREATING OPPORTUNITY Spring 2017

THE BIG ISSUE GROUP A HAND UP NOT A HAND OUT Big Issue Invest is the social investment arm of The Big Issue, the UK’s best known social brand with a 25 year track record of helping people to help themselves. Vendors buy The Big Issue for £1.25 and sell it on the street for £2.50 meaning every seller is a micro-entrepreneur. The Big Issue currently works with over 2,500 sellers across the UK and is read by 418,000 people a week.* Created as a business solution to the social problem of homelessness, The Big Issue has inspired other street papers in more than 120 countries. Founded in 2005, Big Issue Invest extends The Big Issue’s mission to tackle poverty and create opportunity by financing the growth of sustainable social enterprises. Big Issue Invest offers social enterprises, charities and profit-with-purpose businesses, loans and investment from £50,000 to £3 million. Big Issue Invest is also bringing social investment to the mainstream with the launch of the UK Social Bond Fund with Columbia Threadneedle Investments. This is the first social investment fund offering daily liquidity and has raised £80 million as of November 2015. *National Readership Survey (NRS) Big Issue readership of 418,000 (as at December 2014)

BIG ISSUE INVEST LINES OF BUSINESS EARLY STAGE AND START-UP SOCIAL VENTURES SMALLER SCALE SOCIAL ENTERPRISES WITH CURRENT OPERATING AND CAPITAL INVESTMENT NEEDS ESTABLISHED, SCALABLE ORGANISATIONS REQUIRING PATIENT GROWTH CAPITAL LARGER ORGANISATIONS, INCLUDING CHARITIES, THAT SUPPORT SOCIALLY BENEFICIAL ACTIVITIES Big Issue Invest Corporate Social Venturing Big Issue Invest Big Issue Invest SEIF I and II Threadneedle UK Social Bond Fund* Early stage venture finance and mentoring from corporates Loans Growth Capital Investments Listed Corporate Bond Fund *The Social Bond Fund is managed by Columbia Threadneedle Investments with BII acting as social adviser.

SOCIAL ENTERPRISE INVESTMENT Spring 2017 60+ Loans approved & disbursed 8.5% Loans are unsecured. An arrangement fee is also payable Loan Term This can vary from 1-7 years England Working across England

WHO HAVE WE INVESTED IN? business solutions to social problems

BIG ISSUE APPROACH STARTS WITH A CONVERSATION. WE DO NOT ASK PEOPLE TO DO ANYTHING EXTRA OR PROVIDE ANY MATERIAL WHICH THEY HAVE TO PRODUCE VISITS TO ASSESS SOCIAL IMPACT INVEST IN PEOPLE, IMPACT AND FINANCIALS INITIAL ASSESSMENT WITHIN A WEEK PROCESS TAKES 2-8 WEEKS, PROCESS IS STAGED -DUE DILIGENCE, APPROVAL AND DISBURSEMENT

CONTACT DETAILS More information Natalia M Fernandez If you would like further information about Big Issue Invest, please get in touch today. Natalia M Fernandez Investment Manager Big Issue Invest Natalia.Fernandez@bigissueinvest.com O7940 323 385