Setting the Stage – Current Burden of Trauma in the Caribbean What is the Benefit that Caribbean People are Dying for? Population of the Caribbean – close to 40 Million Number of visitors Caribbean Tourist Organization - 25 million tourists annually (and increasing) Increasing tourist population takes a toll on the regions health care services Infrastructure –difficult to keep up with the high demand for health carE for both locals and visitors–especially emergency medical care Financial issues of trauma High cost of emergency care High cost of emergency evacuations – both international and inter-island Tourists leave without paying their bills Financial burden of costs on government Big-business not necessarily willing to make big investment – case volume small, high cost of technology and personnel Health Care –1 Healthcare!

A Noble Ideal “The Value of a Nation is determined by the health of its people” -Franklin D. Roosevelt  

A Noble Ideal “The Value of a Nation is determined by the health of its people” -Franklin D. Roosevelt  

Facilitating Health Care Coverage A New Role for Credit Unions In the Caribbean Dr. Kester J. Nedd Chairman and CEO, JIPA Network

The Power of Membership, Corporative and Collective Bargaining A Transformative Model for Funding Health Care in the Caribbean Introducing -- Health Security First Account! (HSFA)

Health Security First Account! People Save for A Car…. A Home? Why Not Health? Through the Power of Membership, Corporative and Collective Bargaining

Health Security First Account ``

Bringing Value ……. To Credit Unions Membership Deposits and Transactions – Loans Meet community mission & CSR Transformation of Healthcare in the Caribbean Known as a the First to introduce Health Savings

Bringing Value….. To Members High Interest-bearing savings account with Funds under the control of the members No exclusion for age, pre-existing conditions, or limitation of benefits Access to Health Care Network of Preferred Providers In-country & Internationally Member’s Choice Discounted Services through Rebates Credit lines, Loans Overdraft Protection  

Introducing JIPA Network A Global Multi-Provider Member Association

Health Care Providers Payers Consumers JIPA’s Strategy Consolidate and Collectively Bargain on behalf of: Health Care Providers Payers Consumers  

JIPA Network IS NOT An Insurance Company A Broker A Health Care Provider A Risk-Bearing Entity A Bank or Financial Services Company

JIPA Network Is……….. A Provider Network Promoting Centers of Excellence An Administrator (TPA) An Enabler of Information Technology A Risk Manager A Triage and Care Coordination A Payer Syndicator A Consumer Consolidator An Association Company – Member Ownership

Scope and Reach of JIPA’s Provider Network Regional access to over 300,000 providers regionally and internationally Access to over 1 Million providers through Aetna’s First Health Network and other Network Partners

Globalization has made health care a Commodity Price Availability and Accessibility Quality -- Accreditation Economic Principles – Supply & Demand

The Real Cost in Health Care! Bankruptcy #1 Cause -- Medical Bills Health Care 17% of all Bankruptcy 1.7 Million persons File (2016) 20% of persons 16-64 have serious health care bills Credit Card Debt to pay for Medical Bills Short-Term Solution -- Delay in Treatment and Access to Meds .

Challenges in Health Care Coverage More disease than money – “Problem of Premiums” No one wants to assume the risk People want access to the most advanced and costly care Aging population without sufficient younger members to help pay for the premiums Lifestyle diseases – poor health status Access to affordable healthcare Triage system PROBLEMATIC

Health Care Disparity Development in Low to Middle Income Countries (LMC) are Hindered by the Problem of Chronic Disease 80% of Chronic Disease Death Occurs in LMC. Cancer the Number One Contributor. Cancer Rates expected to increase by 40% in 10 years. A Measure of Economic Success – Out-of-Pocket Expenses on Health Care - World Health Organization  

Health Security First Account! A New Role for Credit Unions in the Caribbean Through the Power of Membership, Corporative and Collective Bargaining

Join the Movement! Health Security First

Contact US JIPAnetwork.com/enroll or JIPAconnect.com Address: 8875 North West 23 Street Doral, Florida 33172 Phone: 954-331-6530 Whatsapp: 754-265-5666 Kester J Nedd, CEO Phone: 954-331-6500 Email: drnedd@jipanetwork.com Patient Care Coordination -- Email: pcc@jipanetwork.com Francisca Narvaez – VP of International Phone -305-793-3604 Email: fnarvaez@jipanetwork.com