To ensure that the UNITED WE FIGHT. UNITED WE WIN To ensure that the UNITED WE FIGHT. UNITED WE WIN. Artwork is on top of the photo you may have to click on photo box and select to SEND TO BACK. ALICE May 17, 2018

Asset Limited, Income Constrained, Employed ALICE Asset Limited, Income Constrained, Employed

Changing minds and lives                 Used car               vs.              Certified pre-owned                  Gambling              vs.              Gaming                 Working poor        vs.              ALICE

16 States and counting

ALICE + poverty = 37%

Defined by cost of basic needs Monthly Costs,  New Jersey Average,  2014​  ​ SINGLE ADULT​ 2 ADULTS, 1 INFANT,​ 1 PRESCHOOLER​ 2007 –2014​ PERCENT INCREASE​ Monthly Costs​    Housing ​    $898​ $1,257​ 15%​    Child care ​ -​ $1,374​ 16%​    Food  ​    $202​   $612​ 20%​    Transportation  ​    $289​   $565​ 36%​    Health care  ​    $139​   $557​ 66%​    Miscellaneous  ​    $184​   $486​ 22%​    Taxes ​    $313​   $497​ 25%​ Monthly Total ​ $2,025​  $5,348​ 23%​ ANNUAL TOTAL  ​ $24,300​ $64,176​ Hourly Wage ​ $12.15​ $32.10​

Cost increases outpace inflation

One emergency from crisis           Costly car repair           Can't get to work                 Lose job     Can't pay rent/mortgage                 Homeless

2007 vs. 2014

Jobs ≠ sustainable wage

Top 3 NJ jobs are ALICE No. of jobs Median hourly wage Retail sales                  138,000                 $10.70     Cashiers                       95,910                   $9.30 Laborers                       83,700                   $11.46     

Trends New Jersey’s population is aging. Increase by 63% by 2030 Low wages are projected to grow faster than high-wage jobs over the next decade.  Technology is changing the workplace, adding some jobs, replacing many others, while also changing where people work, the hours they work, and the skills required. 

Telling ALICE's story  Changing perceptions about financial need

We all know ALICE Debunk myths Put a face on ALICE Connect to daily life Essential to our communities & economy         Daily Record 

Charlene's story https://www.youtube.com/v/72iheXNyKZM

She's struggling? Criticism about how she looks – dyed hair, clothes look too good, nails are painted Why is she single, where's the father? Why did she let her parents drain their savings? How does she have time to exercise? Who says she should own a home? Rent a cheaper place

ALICE's no win choices

https://youtu.be/WxLDov0J8yE Sympathetic ALICE https://youtu.be/WxLDov0J8yE

Risks and costs for ALICE and all                                      • Tradeoffs for ALICE                                      • Costs to the wider community                                      • Interconnected nature of each budget item                                      • ALICE stories                                      

ALICE in your community http://www.unitedwaynnj.org/ourwork/alice_nj.php

Learn more https://www.unitedwayalice.org

Thank you.