RISK MANAGEMENT BRAINSTORMING IDEAS The information in this unit will also be covered under the title of Driving in Adverse conditions

Webster’s Dictionary Definition of Risk 1 possibility of loss or injury 2 A dangerous factor or element 3 A person or thing that is a specified hazard to an insurer

STATISTICS Leading cause of death among teenagers Risk of a crash for a 16-17 yr, old is 3x’s higher than for 18-19 yr. Old drivers Night time hazards (visibility,fatigue,alcohol) In the first nine hundred miles of driving you are more likely to have an accident or get a ticket

1) Death 2) Injuries 3) Damages RISKS- What are the risks you will be facing every time you get behind the wheel of an automobile. 1) Death 2) Injuries 3) Damages

FACTORS THAT HAVE AN INFLUENCE ON THE RISKS “DRIVER ERRORS” USE OF DRUGS/ALCOHOL EMOTIONAL FACTORS ROAD RAGE FATIGUE PHYSICAL IMPAIRMENTS SIGHT

1- WEATHER- A) rain B) snow C) fog D) wind

ROADS- A) Local B) Highway C) Rural D) Road Contours

TRAFFIC A) Other Road Users B) Congestion C) Too fast/ Too slow

TIME OF DAY A) Night B) Early Morning C) Dusk *Seasonal Changes

VEHICLE A) Maintenance - Daily Checks Long Term Checks Seasonal Checks