“Homes For Everyone” lee@arkpassport.co.uk.

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Presentation transcript:

“Homes For Everyone” lee@arkpassport.co.uk

Brief Intro….. Lee has given evidence on the PRS and housing at select committees in Westminster and the Senedd. As a past Welsh lead gave advice over 13 years to Welsh Government, WLGA. CHC. Council Steering groups, Shelter, CAB Crisis et al. Chair of Credit Union Rent Accounts: Helping You to Maintain Tenancies. Seasoned People and Property person.

Policy in Practice 06/09/17

What is the Ark Passport? Referencing/credit check.... ARK Change Account digital banking account and platform .... Helpline for Tenants of participating partners. Supports 3 Acts of Parliament – Welfare Reform inc. UC Financial Inclusion Act Futures & Wellbeing Act (Wales only)

PRS/landlord Challenges Clause 24 for landlords Letting fee ban Benefit caps/UC New powers/fines from council EH depts. Finding good tenants. Further regulations to come?

Ark Change Account DIGITAL BANKING PLATFORM Our digital banking platform provides : Guaranteed Debit Card Personal Bank Sort Code, IBAN & Account Number UK Direct Debits UK Faster Payments Locked Secure Wallets Budgeting tools Bill Payment facilities Retail Loyalty Club BACs Clearing Statements Online, e-mail, SMS Alerts Online & Branch Banking Mobile Banking (IOS & Android) Billing Engine & Profiles Our digital banking service offers: 24/7 1st Line Customer Contact Centre 8/8 2nd Line Customer Contact Centre 24/7 Technical Support Fraud Monitoring & Management Payment Dispute Management Issuer & Scheme Settlement Reconciliation Compliance Set Up & Monitoring

“ARK CHANGE” Managed Account

Create Secure Locked Down payment

Account holder – Cannot transfer money from secure wallet

The Ark Safeguards ARK sets up Locked Secure Wallet for rent. Fully compliant FCA and PRA service The ARK Change account costs card holder 98p per week but makes £3.92 per week cash back into their account. Landlord (public/private) pay £4 per payment UK wide. No charge for failed DD’s to tenant.

Thank you........ Ark Passport is.... The Ark referencing / credit check The Ark Change Managed account Fair to both landlord and tenant Thank you........ Lee Cecil - Email: lee@arkpassport.co.uk