DC vs DB DC DB BASIS Benefit

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DC vs DB DC DB BASIS Benefit Not readily known, depends on fund performance Readily determined, formula based Contribution Known and required monthly Flexible funding Cost disclosed in FS Defined Actuarial Valuation– sensitive to market forces Investment Risk Employee Employer Admin Individual Accounting & Earnings Allocation No Individual Accounting & No Earning Allocation Employee Contribution Suitable Not Suitable Practice Prevalent in most parts of the world Prevalent in the Philippines A tradition of excellence spanning half a century.

Global Market Trends 1998 2003 FORTUNE 500 COMPANIES

Global Market Trends 2008 2013 FORTUNE 500 COMPANIES