QoL Max Accumulator + Strong Accumulation and Income Potential Product Male, 35, PNT, Premium 15,000 for 30 years, DB increase to level, distribution start age 66-85, max illustration rate. Product Annual Income Target Initial DB CVA65 QoL Max Accumulator + With MLSB Index Participation 140,665 5,178 466,045 1,488,123 North American Builder IUL7 137,208 4,657 447,757 1,552,737 With S&P 500 Index Participation 132,333 1,423,153 Minnesota Life Eclipse Index Life 130,593 4,991 474,419 1,458,109 Accordia Life Lifetime Builder 124,382 5,088 481,349 1,416,145 Transamerica TransNavigator IUL 112,956 5,025 530,000 1,316,374 LSW FlexLife 115,519 5,321 516,100 1,333,859 ANICO Signature IUL 107,412 5,492 532,128 1,331,356 Read slide comparisons. As of April 8, 2016
QoL Max Accumulator + Strong Accumulation and Income Potential Product Male, 45, PNT, Premium 15,000 for 30 years, DB increase to level, distribution start age 66-85, max illustration rate. Product Annual Income Target Initial DB CVA65 North American Builder IUL7 92,779 9,008 511,833 1,024,585 QoL Max Accumulator + With MLSB Index Participation 91,951 9,642 520,913 972,800 With S&P 500 Index Participation 88,023 947,206 Minnesota Life Eclipse Index Life 87,497 9,238 536,140 977,310 Accordia Lifetime Builder 85,686 9,457 553,023 977,321 Transamerica TransNavigator IUL 79,416 9,583 579,000 1,510,785 LSW FlexLife 79,138 9,639 567,657 919,162 ANICO Signature IUL 78,892 9,978 587,298 936,232 Read slide comparisons. As of April 8, 2016
QoL Max Accumulator + Even Greater Accumulation and Income Potential with Select Income Rider Male, 35, PNT, Premium 15,000 for 30 years, DB increase to level, Distribution start age 66-85, Default Index Strategy, Max illustration rate Product Annual Income Target Initial DB CVA65 QoL Max Accumulator + MLSB Index with Select Income Rider 144,994 5,178 466,045 1,518,189 Minnesota Life Omega Builder IUL with Income Protection Option 137,819 4,720 474,419 1,505,698 North American Builder IUL7 137,208 4,657 447,757 1,552,737 Minnesota Life Eclipse Index Life 130,593 4,991 1,458,109 Accordia Life Lifetime Builder 124,382 5,088 481,349 1,416,145 Transamerica TransNavigator IUL 112,956 5,025 530,000 1,316,374 LSW FlexLife 115,519 5,321 516,100 1,333,859 ANICO Signature IUL 107,412 5,492 532,128 1,331,356 Read slide comparisons. Both AIG Max Accumulator+’s Select Income Rider and Minnesota Life Omega IUL’s Index Option rider assume 100% death benefit spread, 30 year installments. As of April 8, 2016
QoL Max Accumulator + QoL Max Accumulator + Even Greater Accumulation and Income Potential with Select Income Rider Male, 45, PNT, Premium 15,000 for 30 years, DB increase to level, Distribution start age 66-85, Default Index Strategy, Max illustration rate Product Annual Income Target Initial DB CVA65 QoL Max Accumulator + MLSB Index with Select Income Rider 93,364 9,642 520,913 981,663 Minnesota Life Omega Builder IUL with Income Protection Option 93,051 8,734 536,140 1,010,973 North American Builder IUL7 92,779 9,008 511,833 1,024,585 Minnesota Life Eclipse Index Life 87,497 9,238 977,310 Accordia Lifetime Builder 85,686 9,457 553,023 977,321 Transamerica TransNavigator IUL 79,416 9,583 579,000 1,510,785 LSW FlexLife 79,138 9,639 567,657 919,162 Anico Signature IUL 78,892 9,978 587,298 936,232 Read slide comparisons. Both AIG Max Accumulator+’s Select Income Rider and Minnesota Life Omega IUL’s Index Option rider assume 100% death benefit spread, 30 year installments. As of April 8, 2016
Critical Illness Rider Terminal Illness Rider QoL Max Accumulator + Robust Living Benefits Riders Product Chronic Illness/LTC Rider Critical Illness Rider Terminal Illness Rider QoL Max Accumulator + a LSW FlexLife ANICO Signature IUL North American Builder IUL7 Minnesota Life Eclipse Index Life a – Optional LTC Rider Accordia Life Lifetime Builder Transamerica TransNavigator IUL a – Optional LTC Rider Read slide comparisons. As of April 8, 2016