Dear (personalise with client name) We know how hard you work to support your family, and how much they depend on you to live their best possible lives. With this in mind, we’ve designed a range of Income Protection Solutions, so that no matter what the future brings, your income will be secure. Sanlam’s Income Protector Benefit replaces your income when you’re unable to work due to disability, illness, or injury. It pays you a monthly ‘salary’, ensuring you receive a steady, tax-free income until you can earn again. And because everyone has different needs, it can be customised to suit yours. As your financial planner, I’ll conduct a full financial analysis to help you identify yours, and determine the type of cover you require. Once we’ve decided, you can choose from a variety of features and benefits, or a combination thereof: • Sickness Benefit • Temporary Disability Income Benefit • Extended Disability Income Benefit – with the option to include cover in retirement • Death Income Benefit • Child Protector Benefit • Spouse Protector Benefit Now ask yourself, what’s your income worth to you and your family? Then call me (personalise with name and surname) to discuss how best to safeguard it.