Diversified Portfolio of High Yield Lending & Investment Opportunities A private investment offering focused on generating monthly income through a diversified portfolio with asset collateralization or direct ownership in private assets. 8% - 10% target preferred return plus potential profit sharing. An offering memorandum dated April 24, 2018 (the “Offering Memorandum”) containing important information relating to the securities described in this document has or will be filed with the securities regulatory authorities in each of the jurisdictions where a distribution has occurred or will occur pursuant to the offering memorandum. A copy of the Offering Memorandum is required to be delivered to you at the same time or before you sign the agreement to purchase the securities described in this document pursuant to the Offering Memorandum. This document does not provide disclosure of all information required for an investor to make an informed investment decision. Investors should read the Offering Memorandum of Invico Diversified Income Fund, especially the risk factors relating to the issuer and the securities offered, before making an investment decision.

Invico Capital Corporation Alternative investment fund management firm providing alternative investing and financing solutions. Founded in 2005. Based in Calgary, Alberta, Canada. Registered Portfolio Manager and Investment Fund Manager. (1) Investment specialties include private debt, energy and real estate. ~$265 million assets under management at the Firm. (As at May 2018) (1) Registered investment fund manager (AB – Principal, ON, QB, NFLD), Portfolio Manager in AB, BC, SK, ON

Diversified Portfolio of High Yield Lending & Investment Opportunities in Energy Working Interests Cash 0-10% Lending Strategies Corporate bridge lending Mortgages Receivables factoring Energy Working Interests 25% - 40% Lending Strategies 60% - 75% Energy Working Interests Working interest ownership Royalties Target Asset Allocation: Please refer to Offering Memorandum for actual April 24, 2018 allocation Diversification Target Monthly Income Risk Management Professional Management Liquidity Options* Transparency & Governance Key Features *Subject to notice & fees 8

Invico Diversified Income Fund Lending Strategies Corporate Bridge Lending: A short-term loan to assist companies with short-term capital needs. Mortgages: Real estate secured loans which may include multi-family residential and commercial properties as well as residential and commercial mortgage backed securities. Receivables Factoring: A transaction in which a business assigns its accounts receivable (invoice) to Invico to finance its short-term working capital needs. Lending Strategies Target Asset Allocation 60% - 75% We are focused on lending money to… Companies with: Seeking short term capital for: With clearly defined path to repayment from: Quality management teams Collateral Cash flow Working capital Growth capital Refinance existing debt Bridge to a liquidity event (asset/company sale) Internal cash flows Company/asset sale/IPO Traditional bank refinance Collection of tax credits Collection of accounts receivable Targeted Lending Terms Loan Amounts $1 million - $15 million Terms 60 days - 3 years Interest Rates 13% to 18% + Security 1st or 2nd Position

Invico Diversified Income Fund Portfolio Overview at March 31, 2018 Total IDIF AUM of Approximately $135 MM Energy Working Interests 210 wells, average 2.5% net revenue interest Three Wholly-Owned Subsidiaries (1) Lending Strategies, comprised of: 15 – 20 lending arrangements Factoring (multiple clients) $3.7MM average size 1-3 year target maturities Energy Working Interest 32% Lending Strategies & Wholly Owned Subsidiaries 66% (1) Refer to OM for details

Invico Diversified Income Fund What Makes Us Unique? 1 We are focused on “Special Opportunities” between $1 million and $15 million 2 Our portfolio managers undertake an “Active Management Approach” which involves exerting a degree of control over investee companies 3 Our active management approach gives us the flexibility to Manage Defaults. Defaults are managed with the objective to: 1) Stabilize operations. 2) Provide capital investment 3) Re-institute cash flows. 4) Sell the assets/companies.

Invico Diversified Income Fund Energy Working Interests Working Interest Ownership: Acquiring a percentage of the land mineral rights gives us the right to participate in the oil and gas production opportunities on these lands in joint venture partnership with the other working interest owners. (Operator) Joint Venture Partners (Non-Operator) Yes Owns a % of the land mineral rights Participates in the cost to drill and manage Participates in the production revenue Responsible to drill and manage No Energy Working Interest Target Asset Allocation 25% - 40% Example Ownership Interests (As at March 2018) Why we like this strategy… Alberta Sask. Focused On Areas With Low Costs & Strong Netbacks Direct Ownership With No Debt Monthly Income Partner With Industry Experts Colorado

Invico Diversified Income Fund Energy Working Interests Wattenberg / DJ Basin: Colorado Located in one of the United States most economic shale basins based on IRR (1) Fields with existing vertical production being transitioned to horizontal multi-frac resource play Average net revenue interest of 2.5% over 210 wells Alberta Sask. Colorado (1) Credit Suisse January 2015 report Our primary operating partners include…

Invico Capital Corporation Jason Brooks, CFA President and Portfolio Manager Jason Brooks is the President and co-founder of Invico Capital Corporation. Jason is a registered Portfolio Manager, a Chartered Financial Analyst (CFA®) Charterholder and is a graduate of the Haskayne School of Business with a Bachelor of Commerce (Beta Gamma Sigma). Having previously served as Vice President with Ernst & Young Orenda Corporate Finance Inc. where Jason exclusively focused on private market transactions, Jason brings over 20 years of experience focused on public and private financings and lending to numerous sectors including oil and gas, power and utilities and real estate both in Canada and internationally. In addition, he has advised on greater than $3 billion of private and public merger and acquisition, divestiture and financing transactions. Jason's combination of senior roles with both large energy companies and private niche focused financings across numerous industries make him uniquely suited to structuring complex financings with small and medium sized private companies on behalf of Invico. ® Allison M. Taylor, MBA Chief Executive Officer and Portfolio Manager Allison Taylor is the Chief Executive Officer and co-founder of Invico Capital Corporation. Allison is a registered Portfolio Manager, a graduate of the Haskayne School of Business with a MBA in Finance and a graduate of the University of Western Ontario with an Honors Bachelor of Science in Actuarial Science and Statistics.  Allison brings over 20 years of experience in corporate finance in both the private equity and financial advisory services within the energy sector. Allison has been actively involved in the assessment of investments, ongoing regulatory compliance and accounting on behalf of Invico.  Allison started her career at Mercer Management and Towers Perrin in pension consulting, working on actuarial valuations for large company pension plans.  She then moved into investment banking at RBC Dominion Securities doing mergers and acquisitions.  She advanced her career by moving to Ernst & Young Corporate Finance Inc. focusing on private market merger and acquisitions and working with unique situations and niche opportunities to help private companies structure capital raising.  It was these experiences that highlighted the opportunity to start Invico Capital with co-founder Jason Brooks.  Invico Capital has an experienced team of approximately 15 people comprised of portfolio managers, securities lawyers, due diligence specialists, energy technical experts, accounting and marketing professionals.

Invico Diversified Income Fund Summary 2018: Celebrating 5 years of successful results in the IDIF Trust 8% - 10% target preferred return + potential profit sharing Monthly distributions / DRIP RRSP, TFSA, LIRA, RRIF, RESP (1) Minimum investment $5,000 Target Monthly Income Portfolio Managers Registered Investment Fund Manager Professional Team Professional Management Portfolio of loans Direct ownership in hundreds of oil and gas wells ~$265 million Firm AUM (May 2018) Quarterly redemption options subject to portfolio liquidity, notice and fees (dependent upon unit class) Liquidity Options Diversification Risk management through diversification and asset collateralization or direct ownership of private assets. Risk Management Transparency & Governance Quarterly reporting Annual audits by PWC Independent Review Committee (1) See eligibility section of OM for additional detail

Diversified Portfolio of High Yield Lending & Investment Opportunities A private investment offering focused on generating monthly income through a diversified portfolio with asset collateralization or direct ownership in private assets. 8% - 10% target preferred return plus potential profit sharing.