Advice services that can assist you and your staff Chris Munro Executive Manager Superannuation Advice

Why VicSuper – we are your default fund We have five advice centres 2 metropolitan – Melbourne & Blackburn 3 regional – Geelong, Bendigo & Traralgon Within our advice centres we have over 40 qualified financial planners who can provide you and your staff with advice All profits made by VicSuper are reinvested back into the Fund this allow us to expand our services to members and employers

Our services to you Tailored education based seminars include:- Welcome to VicSuper Building your super Retirement planning options for ESSSuper members (Revised, New, SERB & Transport) Schemes

Our services to you Tailored education based seminars include:- Super for every super woman Transition to retirement About to retire Understanding retirement income streams

Our services to you General advice sessions:- Ideal for those who don’t need an interview just yet, but who have a couple of questions they’d like answered in the 5 to 10 minutes they have available We can run these sessions at your workplace at a mutually convenient time

Our services to you Interviews (these can be general or personal advice) These can take place at one of our advice centres or may include the option to have an interview at your worksite if convenient

Our services to you – personal advice What we would discuss with you in an interview We evaluate your current position; including income, expenses, assets and liabilities. We ask about what lifestyle goals you have now and upon retirement. Then, if appropriate we recommend a course of action to address those short term and long-term goals We understand and know how your super fund operates and options available within your fund. We are experts in this field, we understand how it can be used with other investments you may have. Finally, we take into consideration any possible Centrelink/Government concessions available to you and your partner We do all of the above at no additional cost to you

Our services to you – personal advice Should I still see you if I already have an adviser? Yes, your super (after family home) is likely to be your next biggest asset upon retirement Yes, a second opinion may provide new insights for your financial situation or provide confirmation of strategy employed You will received a free written report from us – most organisations charge a separate fee for this type of advice

The VicSuper difference We want to help you make sense of your super, we are passionate, dedicated team whose primary objective is to help you prepare for and meet your retirement income goal We provide products and services that can meet your needs throughout your life (not just whilst you are at work) Our competitive fee structure We are committed to looking after tomorrow today – we believe superannuation and sustainability are intertwined

Thank you – enjoy your conference