Structured Trade and Commodity Finance Advisory services

Why Select us as your Consultants? Our Strengths Our company is specialized in providing STCF Advisory services to banks and other financial institutions world wide Specialized in Structured trade and advisory services Our Expert staff are able to draw on their wealth of experience from various aspects of Structured Trade and Commodity Financing; Legal, Operational, and Risk Expert Staff Our expert consultants have provided advisory services to several banks in Sub Saharan Africa and the Africa Guarantee Fund clients. We have designed a business process overview and standard operating procedures for 5 financing products, indicating the relevant risks and turn around time for each step, job descriptions for the team. As well as a comprehensive list of supporting documents Relevant Experience

Delivering Value We bring insights from current best market practice Our senior team will be available to work with you Our Team will be focused on leveraging experience and achieving value creation We bring wide operational experience in STCF We have a deep sector knowledge We focus on key value drivers and understand potential We bring insights from current best market practice

Tailored made solutions Driving Value Adding Value Tailored made solutions Steps Planning Execution On-going Communication Deliverables Ishara Value Proposition Prioritize key areas of concern Leverage our experience in providing STCF advisory services Continuous communication: Through Progress meetings and regular communication Training Program Benefits to Banks and other financial Institutions You will have confidence that we are focusing our efforts on the areas of prime concern. Ishara support facilitates a rapid process in order to enhance value with little disruption to daily operations “No Surprises” Approach; ensuring adherence to objectives and time frame Strengthened staff with enhanced knowledge of Structured Trade and Commodity Finance

Training Seminars

Objectives of Training Seminars The broad scope of our seminars to financial institutions focuses on key areas of a deal life cycle: Deal Preparation and Negotiations Deal Management - Payments Deal Management – Securities Management Deal Management – Repayments Our Objectives are for financial institutions to: Develop skills in Commodity Trade Finance (Bank Products, Risks & Mitigants) Develop skills in Commodities Develop skills in Logistics Develop skills in Insurance Develop skills in Field Operations

Training Schedule- Day 1 Overview Topic Introduction Introduction to Ishara Consultancy Introduction to STCF Bank Products - Overview of Selected Trade Finance Products Risk Mitigation Techniques Development of Risk Matrix (Transaction Scoring) Understanding Impact of Risks and Mitigation Techniques Deal Life Cycle - Deal Preparation and Negotiations - Deal Management - Payments - Deal Management – Securities Management - Deal Management - Repayments

Training Schedule Day 2 Overview Topic Insurance Cargo Marine Insurance Overview Professional Indemnity Insurance Collateral Management - Overview of Collateral Management and Warehouse Receipt Financing Middle Office and Back Office Importance of Middle Office Best Practices Case Studies Review of Case Studies Interactive discussion Conclusion Question and Answer Session