For billions of emerging consumers, financial services will be a mobile-only service. Branch is a for-profit, socially conscious company headquartered in San Francisco, with offices in Nairobi, Lagos and Mumbai. Our mission is to deliver world class financial services to the mobile generation. We are building a modern microfinance institution, using data science to dramatically reduce the cost of delivering financial services.
TERMS We use short/small loans to qualify customers for large/long loans. People use Branch like a business credit card-- frequent small purchases on location. 180% APR Amounts $2.50 - $700 Lengths 1-12 months Interest 6%-23% APR 15%-180% Other fees none 15% APR APR Loan Size We adjust the loan sizes, terms and interest rates offered to our clients based on their individual credit profile.