Current Family Wealth Model Family Members Work for Employers Work For Employers Pays for All Family Needs No Employment; Family Needs are Not Met Begin Career Wages Pay for Basics Credit Cards Create Debt Personal Investments Attempt to Provide Security Retirement Family Provider Passes — Pension / Benefits End

CareerPlex Proposes Change to Family Wealth Model Family Members Work for Employers to Pay for Retirement Families Operate Responsive Internet Website Businesses to Pay for Day-to-Day Life Work For Employers Pays for All Family Needs Internet Income Pays for Extras and Embellishments No Employment; Family Needs Continue to be Met by Internet Income Begin Career Wages Pay for Basics Internet Income Diminishes / Eliminates Credit Cards Debt Personal Investments Attempt to Provide Security Retirement Family Provider Passes — Pension / Benefits End Internet Income Continues to Provide for Family