Copyright 2002 Houghton Mifflin - All Rights Reserved

Slides:



Advertisements
Similar presentations
Managing Money. Copyright © Houghton Mifflin Company. All rights reserved.Managing money - 2 Managing Money: The Source of Money Problems Most money problems.
Advertisements

Getting Out of Debt. Diagnosis the Problem Common Causes of Debt: –Emotional Spending: spending money to feel good, powerful, or to show group identity.
CHAPTER TWELVE TAX AND SPENDING. Copyright © Houghton Mifflin Company. All rights reserved.12 | 2 The Principles of Finance Interdependence Diversity.
Copyright©2000 by Houghton Mifflin Company. All rights reserved. 1 QUESTION.
Financially Defined Credit is the granting of money or something else of value in exchange for a promise of future repayment.
Financial Management Jonathan Banks. 1. Get Paid What You're Worth and Spend Less Than You Earn 1. Get Paid What You're Worth and Spend Less Than You.
Copyright © Houghton Mifflin Company. All rights reserved. 3 | 2.
© South-Western Educational Publishing Chapter 8 Budgets and Financial Records Budgeting and Record Keeping Filing Systems Budget: Keeping track of income.
Chapter 3Copyright 2002 Houghton Mifflin Company- All Rights Reserved 1 Navigating Your Future: Principles for Student Success Chapter Three Time Management.
Chapter 8Copyright 2002 Houghton Mifflin Company - All Rights Reserved 1 Navigating Your Future: Principles for Student Success Chapter Eight Library Skills.
©2008. Oklahoma State Department of Education. All rights reserved.1 Managing Your Income Standard 1.4.
LIMITS, ALTERNATIVES, AND CHOICES Chapter 1. Taylor Economics - Chapter 1 Copyright © Houghton Mifflin Company. All rights reserved. Economics is a social.
Copyright 2006 Thomson Delmar Learning. All Rights Reserved. The Complete Student Achieving Success in College and Beyond.
Bell Ringer  Where do you see yourself in 15 years?  Be specific  Relationship status:__________________  Kids: ___________________  Pets: ___________________.
Chapter 11Copyright 2002 Houghton Mifflin Company - All Rights Reserved 1 Navigating Your Future: Principles for Student Success Chapter Eleven Personal.
Chapter 6Copyright 2002 Houghton Mifflin Company - All Rights Reserved 1 Navigating Your Future: Principles for Student Success Chapter Six Test Taking.
© 2008 Pearson Addison-Wesley. All rights reserved Chapter 4 Managing Your Money.
Making the Minimum Payment Why it is exactly what the credit card companies want you to do.
Chapter 12 Budgeting.
Chapter 14Copyright 2002 Houghton Mifflin Company - All Rights Reserved 1 Navigating Your Future: Principles for Student Success Chapter Fourteen Building.
Chapter 1 Ingredients of Change: Functions and Models.
Chapter 5 Accumulating Change: Limits of Sums and the Definite Integral.
$. “People who ‘have it all’ didn’t get there by accident. They made a financial plan and followed it. You will use what you learn in this unit to create.
What is one thing you can do if your budget ends with a negative?
The Homebuyer’s Guide Chapter 2 Money For Housing.
Teacher instructions:
Be Financially Responsible
Topic 4 – Allocating Your Money
Completing Your Budget
Taylor Young Bryant & Stratton College Math 103 Mrs. Dobbins
Why Are You Investing? There are two types of investing: personal & economic. This chapter uses the word invest as a quick way to refer to personal investing—which.
Session Three Diagnosing Your Financial Situation
Junior Achievement Here are the minor notes from the past two weeks (and this final week) All of this information can also be found in your JA workbooks.
Disclaimer: The views expressed are those of the presenter and do not necessarily reflect those of the Federal Reserve Bank of Dallas or the Federal Reserve.
Longwood University 201 High Street Farmville, VA 23901
CHAPTER 3 FINANCIAL STATEMENTS, TOOLS, AND BUDGETS
7.6.7 Simple Interest.
Final Monthly Budget Financial Literacy Monthly Budget.
College lesson one the art of budgeting presentation slides 04/09.
Houston Community College Financial Literacy and Capabilities
Building Your College & Adult Financial Foundation
Copyright 2002 Houghton Mifflin Company - All Rights Reserved
LESSON TWO: PERSONAL SPENDING
MoneyCounts: A Financial Literacy Series
What I Focus On is What I Get!
Chapter 2 Managing Spending
Budgeting and Saving By Mr. Brown
Money Master Student Map
Why is Money Important? There’s a lot to learn about money!
Spending and Savings Most people cannot obtain all of their wants. Instead, they have to make choices. Making a personal budget helps people understand.
Money Master Student Map
MoneyCounts: A Financial Literacy Series
College lesson one the art of budgeting presentation slides 04/09.
Processing Information Into Your Memory System
GOALS AND SAVINGS BY: Dr. SCOTT KEHIAIAN.
BUDGETING 101 LEARN HOW TO EASILY MANAGE AND BUDGET YOUR MONEY TO AVIOD FINANCIAL ISSUES.
Copyright 2002 Houghton Mifflin Company- All Rights Reserved
College lesson one the art of budgeting presentation slides 04/09.
Chapter Three Triangles.
Personal Financial Literacy Journal
The Line Of Credit Method
PAY YOURSELF FIRST Introductory Level.
Copyright 2002 Houghton Mifflin Company - All Rights Reserved
Junior Achievement Here are the minor notes from the past two weeks (and this final week) All of this information can also be found in your JA workbooks.
PAY YOURSELF FIRST Introductory Level.
College lesson one the art of budgeting presentation slides 04/09.
Setting Financial Goals
Credit Cards Be Afraid!.
What does the Bible say about loaning money to others? The Israelites should loan money to poor/destitute people – but they should not charge interest.
Chapter 4 Financial Decisions and Planning
Presentation transcript:

Copyright 2002 Houghton Mifflin - All Rights Reserved Navigating Your Future: Principles for Student Success By James G. Beierlein & Barbara K. Wade Chapter Twelve Campus Money Management Chapter 12 Copyright 2002 Houghton Mifflin - All Rights Reserved

Types of Campus Budgets School Year Budget - A listing of income and expenses for the entire school year by semester Monthly Budget - A listing of income and expenses by month Chapter 12 Copyright 2002 Houghton Mifflin - All Rights Reserved

Aligning Goals & Spending Budgeting allows you to control your money so you can do the things that are important to you Prioritize your goals and personal needs Design a budget that allows for fun as well as financial surprises Chapter 12 Copyright 2002 Houghton Mifflin - All Rights Reserved

Copyright 2002 Houghton Mifflin - All Rights Reserved Monthly Budgets Cost of living Cost of college Savings plan Unexpected expenses Chapter 12 Copyright 2002 Houghton Mifflin - All Rights Reserved

Debts & Credit Cards How much is too much debt? When your monthly debt payments take more than 20% of your monthly income, that is too much Ideally, credit card balances should be completely paid off each month Chapter 12 Copyright 2002 Houghton Mifflin - All Rights Reserved

Copyright 2002 Houghton Mifflin - All Rights Reserved Money Summary Align spending with life goals Budgeting is a critical part of financial planning Budgeting gives you control over your life and how you use money Budgeting allows you to focus on school Chapter 12 Copyright 2002 Houghton Mifflin - All Rights Reserved