WWT Benefits Team Alison Gomez Benefits Supervisor, US Mandy Sanfilippo Benefits Specialist, US John Rocco Director, Global Benefits Brittney Harris Benefits Coordinator Alyssa Schaffrin Benefits Specialist, Wellness Gina Daniel Benefits Specialist, International

Open Enrollment 2018 Open Enrollment Dates: December 1st – 15th Changes that can be made: HEALTH INSURANCE Enroll/Drop Health Coverage Add/Drop Dependent Health Coverage If you have no changes to make nothing needs to be done. FLEXIBLE SPENDING ACCOUNT (FSA) Enroll in FSA for 2018 If you wish to participate in FSA for 2018 you MUST enroll. Your 2017 elections will not automatically carry over. How to Make Changes – changes can be made online in Oracle Self Service. Click HERE for instructions.

New Life Insurance Provider *New Life Insurance Provider for 2018* Same as Lincoln, everything in Cigna will mirror what we had in Lincoln Group Life Insurance, AD&D, Long Term Disability company paid Group Life Insurance- 1.5 your annual salary AD&D- 1.5 your annual salary (in addition to standard life) Long Term Disability- pays 60% of annual salary after being disabled for 90 days

Supplemental Life Insurance New Provider for 2018 True Open Enrollment for Life Insurance Rate chart on the website Guaranteed Amounts during OE: Employee: $300,000 Spouse: $50,000 Child(ren): $10,000

Special Note! Due to government reporting and the Affordable Care Act, it is important that your dependents names are listed exactly as they appear on their social security card. Please confirm your dependents names when reviewing your benefits. Failure to update incorrect information could result in a personal fine from the IRS. Please review all listed dependents in Oracle to make sure their name and SSN match what is listed on their Social Security Card.

Employee Premiums Family Once again, WWT will not be raising employee premiums even though the cost of healthcare continues to rise Employee Premiums (Medical, Dental, Prescription Drug, and Vision) Employee Only - $25/month ($12.50/pay period) Employee Spouse - $90/month ($45/pay period) Employee Child(ren) - $70/month ($35/pay period) Family - $145/month ($72.50/pay period). Family

Medical Plan – UHA 600 Find providers at www.uhahealth.com In Network coverage outlined below. Annual deductible – None Annual co-pay max - $2500 per person; $7,500 per family Preventive Care services - $0 co-pay Maternity Services – 10% of eligible charges Physician Office Visit – 10% of eligible charges Hospital Services – 10% of eligible charges Emergency Services – 10% of eligible charges.

Dental Plan-UHA 1500 – UHA 1500 You may select any dentist. Annual maximum $1,500. Services outlined below. Diagnostic 100% Preventive Cleanings (2x/year) Restorative – Fillings 70% Restorative – Crowns Endodontics (root canal) Oral Surgery Orthodontics (1500 lifetime max/child) 50%

Prescription Drug Plan UHA Drug Plan Q Co-pays below. If drug cost is more than $150 employee share is 20%. Prescription Co-Pays Retail (30 Days) Generic-$10 Preferred Brand-$20 Non-Preferred Brand-$40 Home Delivery (90 Days) Generic-$15 Preferred Brand-$30 Non-Preferred Brand-$60

Vision Plan UHA Vision Plan 100 Eye Exam – Plan pays 100% of exam per member per year. Up to $100 per year towards purchase of glasses contacts, frames, lenses or any combination. www.uhahealth.com to find providers and more info.

Health Flexible Spending FSA is a Pre-tax savings account that can be used to pay for medical expenses. Medical FSA Maximum contribution is $2,650 for 2018. Convenient Debit card for medical FSA program. Complete list of eligible/ineligible expenses available www.umr.com. Eligible Expenses - Deductible/Co-pays - Corrective eye surgery - Eye exams/glasses - Contacts & solution - Dental fees/Orthodontia - Prescription drugs Ineligible Expenses - OTC meds (unless prescribed) - Cosmetic expenses - Dietary supplements You must re-enroll in this benefit every year.

Dependent Flexible Spending Pre-tax savings account that can be used to pay for dependent care (day care) expenses. Dependent Care FSA Maximum contribution is $5,000 for 2018. Complete list of eligible/ineligible expenses available at www.umr.com Eligible Expenses - Day care for child under 13 - Care of a dependent spouse or child of any age * If married, both you and your spouse must work to qualify for this benefit Ineligible Expenses - School expenses - Nighttime babysitting - Daycare expenses while on leave of absence - Daycare expenses when a dependent is providing child care *You must re-enroll in this benefit every year. *

Flexible Spending – Parking Pre-tax savings account that can be used to pay for parking expenses. Parking FSA Maximum contribution is $255 for 2018. WWT covers $150 of this cost, should you choose to enroll. Complete list of eligible/ineligible expenses available at www.umr.com. Contact the Benefits team at benefits@wwt.com for your member ID if you are logging for your first time.

Flexible Spending Basics Our FSA Plan is administered by UMR. Enrollment is done via Oracle Self Service, December 1st – 15th. The Plan year runs from January 1st – December 31st. Grace Period runs until March 15th. This means you have an extra 2 ½ months to use your FSA dollars. After March 15th, any money remaining in the account is forfeited. If you still have funds available, you can visit the FSA Store on Perk Path’s website. This site is full of FSA eligible items, click HERE to access the site! FSA is deducted on 24 out of the 26 pay periods. Contributions are pre-taxed, ultimately saving you money. Convenient Debit card option for medical FSA. If you already have a debit card, it will be loaded with the amount you elect on January 1st. Always save your receipts. You may have to submit them to UMR for substantiation. * If you take prescriptions, buy contacts or glasses, reach your deductible, or have copays throughout the year, you should be using this benefit. It’s a convenient and easy way to reduce your taxable income and save money!

Retirement Plan - Merrill Lynch 401(k) Plan Retirement Plan - Merrill Lynch Eligible after 3 months of service. Employees can rollover immediately. Employees can enroll 1st day of the following month. Set aside from 1% to 90% of your eligible compensation. WWT has discretionary match of 100% of your contributions up to 6% of your eligible compensation. Both Roth and Pre-tax options are available. 5 year vesting schedule. Enroll today or explore financial education information at www.benefits.ml.com

Miscellaneous Benefits

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