Automating financial planning and investing

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Presentation transcript:

Automating financial planning and investing Robo-Advisors Automating financial planning and investing Christopher Root @crayroot

Financial Overload

Topics What is a robo-advisor? What are my options? When can I retire?

What is a robo-advisor?

What are my options? Wealthfront Betterment 0.25% Management Fees 0.25% 0.25%, 0.40% with human Account Minimum $500 $0 Account Types Individual and joint nonretirement accounts Traditional, Roth, SEP and rollover IRAs 529 college savings plans Traditional, Roth, SEP, and rollover IRAs Features Tax optimization on balances > $100k Path, a digital retirement planning tool Portfolio Line of Credit Charitable giving Socially responsible investing (SRIs) Tax Loss Harvesting

Cost Comparison

Past Performance* *90% stock / 10% bond portfolios

Path to Retirement

Referral Bonus Program Each referral earns an additional $5,000 managed free. https://wlth.fr/2wjSt3A