Fidelity National Title Group National Underwriters and Brands

50 State FootPrint

Market Share Others 9.0% Fidelity National Financial 34.7% Source: ALTA National Market Share – Nine Months 2011 Fidelity National Financial 34.7% Old Republic 13.0% Stewart Title 13.6% First American 26.9%

Established Market Leader Source: ALTA National Market 2011 Title Market Share Scale Advantage

FNTG Financial Overview Twelve Months Ended December 31, 2011 In millions Q4 2011 FY 2010 FY 2011 Total Revenue $1,262 $5,230 $4,793 *Pre-tax Earnings $149 $396 $523 Pre-tax Margin 11.7% 7.7% 10.9% Open Orders 542 thousand 2.4 million 2.1 million Closed Orders 411 thousand 1.6 million 1.5 million *Pre-Tax Earnings Exclude Realized Gains/(Losses)

Service to Clients - Best in Class Philosophy committed Highest Quality Value-Added Products & Services Client focused One simple goal - to earn your business by making you look good…one transaction at a time experienced A Pioneer in the Title Industry with a History over 150 Years “Standing the Test of Time” professional High Ethical Standards/Quality People In A Productive Environment proactive Identify & Resolve Problems – Before They Occur innovative Cutting Edge Technology For Order Tracking & Delivery dedicated Building Long-Term Productivity & Profitable Business Relationships

50 State FootPrint As a member of Fidelity National Financial family of companies we successfully cover all 50 states Largest title company in the nation FNF Issues more title insurance policies than any other company in the U.S Comprehensive and customized title services to meet each financial institutional needs and workflow One Stop Shop comprehensive and customized residential and commercial settlement services.

Financial Strength $ 2.3 billion in reserve insurance and “A” Rating by Rating Agencies With $ 2.3 billion in reserve insurance, we have the industry’s largest reserve for claim losses thus our underwriters offer the best protection for our policyholders. With uncertainty in the marketplace, we provide clients with certainty, and reduced exposure with its transactions when it comes to potential claims by adverse parties.  Security of our policyholders is always our main priority that’s why we have an A+ rating in claims paying ability—and that means peace of mind to our customers.

Title will go Here TSG & REO Services Most competent team of title professional Centralized handling of legal issues and claims Very competitive pricing Timely, accurate and cost-effective title & escrow products

The Process Ticor Global Solutions REO Title and Settlement Services offers a team of professionals with a proven track record through our work with some of the largest REO companies in the country. Our qualified REO Title Officers review purchase agreement terms, verify proper vesting, order conveyance documents, and examine all title matters such as liens, association dues, attorney fines, and statutes with a sense of urgency and decision making. Once curative issues have been resolved and the transaction is clear to close, a Ticor REO Specialist will coordinate a convenient date, time, and location for all parties. They will also assist our team of expert REO Escrow Officers in preparing the final settlement figures and documentation necessary to provide a smooth and professional closing for every transaction.

The Ticor Policy Simplified, tiered rate structure for title premiums in most states Standardized and easy-to-read commitment format, delivered electronically Full coverage through our ALTA Policy, with endorsements

Ticor Cutting-Edge Technlogy State of the art technology, paperless transactions with electronic supporting docs. Our high level of execution rates provides our clients’ with cost efficiencies that generate greater scale and increase quality certainty of service that is measurable. Our flexible/automated technology can be easily integrated into our client’s workflow systems, yielding faster turnarounds. Cutting edge web based system with a secure cloud repository of documents, allowing Tracking and access 24/7. Ticor Title Global Solution Services applies workflows systems that comply with various investor requirements in managing residential and commercial loan portfolios as required by contract pooling and servicing agreements and our clients can see the status of liens and ownership status on all transactions in seconds.

Work flow platform supports both proprietary, Government and GSE portfolios Our integrated work flow platform supports both proprietary and GSE loans including those going through the government’s Revised Home Affordable Modification Program ("HAMP"), Home Affordable Re-finance Program (“HARP”), and compliance requirements related to the State Attorneys General’s settlement. Many of our clients include U.S. and international banks, non-bank mortgage servicers, GSE’s and private investment funds and owners of mortgage loans and securities.

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