Payment Due Date Interest Penalty Discounts

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Presentation transcript:

Payment Due Date Interest Penalty Discounts For: Word Problem page 9 Payment Due Date FEB 28 DAYS APR JUN SEP NOV LOST THE DISCOUNT ! Billing Office Terms 30 DAYS Contract: DEH 2/10, NET 30 Invoice Dated: 18 JAN 23 JAN 3/10, NET 30 + 10 days = 28 JAN Discount Payment Due Date Received In Billing Office: LATER DATE 23 JAN Terms: + 30 days 15 JAN 24 JAN + 7 = Receiving ROG: Report AOG: 22 JAN Payment Due Date 22 JAN = 22 FEB EARLIER DATE Interest Penalty Total Interest: 81.01 Julian Date Daily Percentage Factor Interest Rate Principle Interest Amount ECPD: - PDD: 25 JUN 22 FEB 176 053 .082192 .095 2,500.00 19.52 X X = .082192 .095 2,519.52 19.67 X X = = 123 Days Late .082192 .095 2,539.19 19.83 X X = * Note - Add the total of the “Interest Amount” column to the original amount of principle to get the payment amount. .082192 .095 2,559.02 19.98 X X = X X = .008219 .095 2,579.00 2.01 Discounts Step 1: Principle X Discount % = Discount Amount Step 2: Principle - Discount Amount = Cost to Government PE 1 AK