Results JUNE 2014

Highlights of Performance for Q1,FY15 STATE BANK OF MYSORE Highlights of Performance for Q1,FY15 CASA Ratio improves by 163 bps to 34.88% over Mar’14 Significant reduction in Bulk/CD depo from 20% to 12% y-o-y Growth in Agri advances by 23% y-o-y Growth in Per Seg advances 20 % y-o-y 2 2

Highlights of Performance for Q1,FY15 STATE BANK OF MYSORE Highlights of Performance for Q1,FY15 NIM improves to 3.08%, an increase of 6 bps over Mar’14 Reduction in NNPA Level from 3.43% to 2.72% y-o-y PCR improves from 57% to 65% y-o-y 44% y-o-y increase in Net Profit in Q1,FY15 Transactions thru ADC up from 36.3% to 48.4% 3 3

REVIEWED FINANCIAL RESULTS JUNE’14 STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS JUNE’14 ₹ in Crores Figures in ( ) indicate % growth over the corresponding period last year 4

REVIEWED FINANCIAL RESULTS JUNE’14 Contd… STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS JUNE’14 Contd… ₹ in Crores Figures in ( ) indicate % growth over the corresponding period last year 5

REVIEWED FINANCIAL RESULTS JUNE’14 Contd… STATE BANK OF MYSORE REVIEWED FINANCIAL RESULTS JUNE’14 Contd… ₹ in Crores # Annualized *under BASEL - III Figures in ( ) indicate growth over the corresponding period last year 6

Quarterly Movement in Income Parameters ₹ in crs Net Intt Income Op Profit Net Profit 7

MOVEMENT IN NET INTEREST MARGIN NIM Mar 13 Jun 13 Sep 13 Dec 13 Mar 14 Jun 14 3.22 3.03 3.05 2.99 3.02 3.08 Annexure VI

CAPITAL ADEQUACY (BASEL-III) Total CRAR 11.49 11.08 11.16 CET-I TIER-I AT-I TIER-II CAR Note: Without adding Net Profit for Q1FY14 & Q1FY15 in Tier-I

RETAIL DEPOSITS GROWTH ₹ in Crores * % of Bulk Deps to Total Deps reduced from 19.7% (Jun’13) to 16.8% (Mar’14) & further to 12% (Jun’14). 10

ADVANCES GROWTH ₹ in crores Growth YOY 9% 5% MSE C&I 20% 23% Per Agri

TREND IN CD RATIO CD RATIO in % * As on 27.06.2014

RETAIL ADVANCES Across Sectors Break-up of Retail Jun'13 Jun'14 in % ₹ in crs

ASSET QUALITY Mar 12 Mar 13 Jun 13 Sep 13 Dec 13 Mar 14 Jun 14 65 60 ₹ in crores (%) (4.21) NPA (3.69) (3.29) (3.43) (2.72) (2.69) (1.93) (6.56) (5.96) (5.54) (5.61) (5.13) (4.53) (3.70) Mar 12 Mar 13 Jun 13 Sep 13 Dec 13 Mar 14 Jun 14 PCR % 65 60 57 55